Hewitt Capital LLC


Is Hewitt Capital LLC hurting your credit score?

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Who is Hewitt Capital LLC?

Hewitt Capital LLC is a debt collection agency based in Buffalo, New York. They work on behalf of various creditors to recover unpaid debts.

If you find Hewitt Capital LLC on your credit report, it usually indicates an unpaid debt that they’re now managing.

Who does Hewitt Capital collect for?

Hewitt Capital LLC works to collect overdue debts for original creditors. These creditors can span a range of industries, including credit card companies, loan issuers, healthcare providers, and more. Their primary goal is to help these creditors recoup money that is owed to them while maintaining compliance with legal and ethical debt collection practices.

Is Hewitt Capital legit or a scam?

Hewitt Capital LLC is a legitimate company. However, it’s important to note that their debt collection activities may involve frequent calls, texts, or emails to the debtor.

How can I remove Hewitt Capital from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

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They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

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Hewitt Capital LLC Contact Information


Hewitt Capital LLC
1116 Kenmore Ave
Buffalo, NY 14216

Mailing address:

Hewitt Capital LLC
PO Box 134
Buffalo, NY 14223

Phone number: (855) 641-1251

Should I contact or pay Hewitt Capital LLC?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Hewitt Capital is to work with a credit repair professional. They help remove millions of negative items every year from companies like Hewitt Capital on behalf of their clients.

Will Hewitt Capital LLC sue me or garnish my wages?

Hewitt Capital LLC has the legal ability to sue you for unpaid debts. If they decide to file a lawsuit and if the court rules in their favor, they could potentially garnish your wages or levy your bank account.

However, wage garnishment is generally seen as a last resort, typically employed after several attempts to collect the debt through other means have been unsuccessful. Before they can garnish your wages, they first need to file a lawsuit, win the case, and obtain a court order allowing wage garnishment.

The laws surrounding wage garnishment vary from state to state, so the specifics of what could happen in your situation depend on local laws and the nature of your debt. If you’re facing a potential lawsuit from a debt collector, it’s usually advisable to consult with a legal professional to understand your rights and possible options.

Hewitt Capital LLC Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Hewitt Capital LLC

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for Hewitt Capital LLC to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • Hewitt Capital cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • Hewitt Capital must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • Hewitt Capital cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Hewitt Capital From Your Credit Report Today!

Credit Saint can help you dispute Hewitt Capital accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.