Who is Hewitt Capital LLC?
Hewitt Capital LLC is a debt collection agency based in Buffalo, New York. They work on behalf of various creditors to recover unpaid debts.
If you find Hewitt Capital LLC on your credit report, it usually indicates an unpaid debt that they’re now managing.
Who does Hewitt Capital collect for?
Hewitt Capital LLC works to collect overdue debts for original creditors. These creditors can span a range of industries, including credit card companies, loan issuers, healthcare providers, and more. Their primary goal is to help these creditors recoup money that is owed to them while maintaining compliance with legal and ethical debt collection practices.
Is Hewitt Capital legit or a scam?
Hewitt Capital LLC is a legitimate company. However, it’s important to note that their debt collection activities may involve frequent calls, texts, or emails to the debtor.
How can I remove Hewitt Capital from my credit report?
Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
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Hewitt Capital LLC Contact Information
Hewitt Capital LLC
1116 Kenmore Ave
Buffalo, NY 14216
Hewitt Capital LLC
PO Box 134
Buffalo, NY 14223
Phone number: (855) 641-1251
Should I contact or pay Hewitt Capital LLC?
Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Sometimes, credit reports contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock. As a result, it could harm your credit rather than improve it.
The most effective way to deal with Hewitt Capital is to work with a credit repair professional. They help remove millions of negative items every year from companies like Hewitt Capital on behalf of their clients.
Will Hewitt Capital LLC sue me or garnish my wages?
Hewitt Capital LLC has the legal ability to sue you for unpaid debts. If they decide to file a lawsuit and if the court rules in their favor, they could potentially garnish your wages or levy your bank account.
However, wage garnishment is generally seen as a last resort, typically employed after several attempts to collect the debt through other means have been unsuccessful. Before they can garnish your wages, they first need to file a lawsuit, win the case, and obtain a court order allowing wage garnishment.
The laws surrounding wage garnishment vary from state to state, so the specifics of what could happen in your situation depend on local laws and the nature of your debt. If you’re facing a potential lawsuit from a debt collector, it’s usually advisable to consult with a legal professional to understand your rights and possible options.
Hewitt Capital LLC Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Hewitt Capital LLC
Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for Hewitt Capital LLC to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- Hewitt Capital may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- Hewitt Capital must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- Hewitt Capital cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove Hewitt Capital From Your Credit Report Today!
Credit Saint can assist you in disputing Hewitt Capital accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
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