Who is JH Portfolio Debt Equities?
JH Portfolio Debt Equities, LLC aka JH Capital Group, LLC aka Credit Control, LLC is a junk debt buyer located in Hazelwood, Missouri.
You may see them listed on your credit report as a collections account. This can happen if you didn’t pay a bill.
Who does JH Portfolio Debt Equities collect for?
JH Portfolio Debt Equities is one of the nation’s largest investors of unpaid debt. They purchase credit card and consumer installment loans, government, healthcare, mortgage, and student loan distressed debt.
Is JH Portfolio Debt Equities legit or a scam?
JH Portfolio Debt Equities is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove JH Portfolio Debt Equities from my credit report?
Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
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JH Portfolio Debt Equities, LLC Contact Information
Address:
JH Portfolio Debt Equities, LLC
5757 Phantom Dr. Ste 225
Hazelwood, MO 63042-2429
JH Portfolio Debt Equities, LLC
21800 Oxnard St. Fl 5
Woodland Hills, CA 91367-3633
Phone number: (877) 474-0321
Should I contact or pay JH Portfolio Debt Equities?
It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with JH Portfolio Debt Equities is to work with a credit repair professional. They help remove millions of negative items every year from companies like JH Portfolio Debt Equities, LLC on behalf of their clients.
Will JH Portfolio Debt Equities sue me or garnish my wages?
JH Portfolio Debt Equities, like any debt collection agency, has the legal right to sue you for unpaid debt. If they win the lawsuit, they might be granted a court order that allows them to garnish your wages or take other collection actions, depending on the laws in your area.
However, keep in mind that lawsuits are usually seen as a last resort due to the associated time and costs. Before reaching this point, JH Portfolio Debt Equities will likely attempt to contact you multiple times to negotiate repayment of the debt.
JH Portfolio Debt Equities, LLC Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with JH Portfolio Debt Equities, you should also consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with JH Portfolio Debt Equities
Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collection agency from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for JH Portfolio Debt Equities to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- JH Portfolio Debt Equities may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- JH Portfolio Debt Equities must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- JH Portfolio Debt Equities cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove JH Portfolio Debt Equities From Your Credit Report Today!
Credit Saint can assist you in disputing JH Portfolio Debt Equities accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.
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