JJ Marshall & Associates, Inc.

Who is JJ Marshall and Associates?

J.J. Marshall & Associates, Inc. is a debt collection agency based in Warren, Michigan. The company specializes in managing and recovering debt on behalf of their clients.

If J.J. Marshall & Associates, Inc. appears on your credit report as a collections account, it means they are handling a debt you owe.

Who does JJ Marshall and Associates collect for?

JJ Marshall and Associates collects debt for companies in various industries, including property management; industrial and manufacturing; financial accounts, including car loans, boat loans, and mortgages; and healthcare and medical services providers.

Is JJ Marshall and Associates legit or a scam?

JJ Marshall and Associates is a legitimate third-party collection agency. They are legally authorized to collect on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove JJ Marshall & Associates from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

JJ Marshall & Associates, Inc. Contact Information

Address:

JJ Marshall & Associates
28820 Mound Rd
Warren, MI 48092

Phone number: (586) 992-3200

Should I contact or pay JJ Marshall & Associates?

It’s best to avoid speaking to a debt collector on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with JJ Marshall & Associates is to work with a credit repair professional. They help remove millions of negative items every year from companies like J Marshall and Associates, Inc. on behalf of their clients.

Will JJ Marshall and Associates sue me or garnish my wages?

J.J. Marshall & Associates is entitled to sue you in court for an unpaid debt. If they win the case, the court may issue a judgment against you. This judgment could potentially lead to wage garnishment or a lien against your property depending on your state’s laws.

However, wage garnishment and liens are typically last resorts in the debt collection process. It’s worth noting that not all debts are eligible for these measures and the laws vary widely by state.

JJ Marshall & Associates, Inc. Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with JJ Marshall, you should also consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with JJ Marshall & Associates, Inc.

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

• It is a violation of federal law for JJ Marshall & Associates to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
• JJ Marshall & Associates may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
• JJ Marshall & Associates must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
• JJ Marshall & Associates cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove JJ Marshall From Your Credit Report Today!

Credit Saint can assist you in disputing JJ Marshall accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.