MGM Collections

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Who is MGM Collections?

MGM Collections, also known as MGM Capital Management, is a debt collection agency based in Temecula, California. Their main business is to recover unpaid debts on behalf of original creditors.

If you have an unpaid bill, your debt may be transferred or sold to a company like MGM Collections. As a result, you might see MGM Collections listed on your credit report as a collections account.

Who does MGM Collections collect for?

MGM Collections specializes in medical debt collection. They work on behalf of healthcare providers such as hospitals, clinics, and doctors’ offices.

These organizations often sell or transfer unpaid medical bills to debt collection agencies like MGM Collections when they have difficulty getting patients to pay their bills.

Is MGM Collections legit or a scam?

MGM Collections is a legitimate debt collection company. They are authorized to collect debts on behalf of their clients. However, if you’re contacted by MGM Collections about a debt, it’s important to verify the debt before making any payments.

How can I remove MCM Collections from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

MGM Capital Management Contact Information

Address:

MGM Capital Management
27475 Ynez Rd
Temecula, CA 92591

Phone number: (844) 217-0430

Should I contact or pay MGM Collections?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Sometimes, credit reports contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock. As a result, it could harm your credit rather than improve it.

The most effective way to deal with MGM Collections is to work with a credit repair professional. They help remove millions of negative items every year from companies like MGM Collections on behalf of their clients.

Will MGM Collections sue me or garnish my wages?

MGM Collections, like any debt collection agency, has the legal right to sue you for unpaid debts. If they win a judgment against you in court, they might be able to garnish your wages, levy your bank account, or employ other legal methods to recover the debt, depending on the laws in your specific jurisdiction.

However, not all debts are eligible for these actions, and not all collection agencies will choose to sue. The process of going to court can be expensive and time-consuming, so it is often a last resort.

MGM Collections Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with MGM Collections

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for MGM Collections to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • MGM Collections may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • MGM Collections must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • MGM Collections cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove MGM Collections From Your Credit Report Today!

Credit Saint can assist you in disputing MGM collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

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