Municipal Services Bureau


Is Municipal Services Bureau hurting your credit score?

Schedule a free credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is Municipal Services Bureau?

Municipal Services Bureau (MSB) is a debt collection agency and financial services company based in Austin, Texas. The company is a subsidiary of Gila, LLC, another notable name in the debt collection and financial services industry.

If Municipal Services Bureau appears on your credit report as a collections account, this means that they have taken over the responsibility of collecting an unpaid debt that you owe.

Who does Municipal Services Bureau collect for?

Municipal Services Bureau specializes in offering collection services for governmental entities across the nation. These entities can include city, county, and state departments that may have outstanding receivables due to unpaid fines, fees, taxes, or service bills.

Is Municipal Services Bureau legit or a scam?

Municipal Services Bureau is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Municipal Services Bureau from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Municipal Services Bureau (MSB) Contact Information


Municipal Services Bureau
8325 Tuscany Way
Austin, TX 78754

Phone number: (512) 371-9995

Should I contact or pay Municipal Services Bureau?

Before contacting a debt collector, verify that the debt is legitimate and accurately reported. Sometimes, credit reports contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock. As a result, it could harm your credit rather than improve it.

The most effective way to deal with Municipal Services Bureau is to work with a credit repair professional. They help remove millions of negative items every year from companies like Municipal Services Bureau on behalf of their clients.

Will Municipal Services Bureau sue me or garnish my wages?

Municipal Services Bureau (MSB) does have the ability to sue you for unpaid debts. If they win a lawsuit against you, they could potentially obtain a judgment. This judgment might allow them to garnish your wages or levy your bank account, depending on the laws in your state or jurisdiction.

However, lawsuits are often a last resort due to the time-consuming and costly nature of legal proceedings. MSB may instead prefer to negotiate a payment plan or settlement agreement.

Municipal Services Bureau Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collection agency is harassing you, you should consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Municipal Services Bureau

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Municipal Services Bureau to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Municipal Services Bureau may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Municipal Services Bureau must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Municipal Services Bureau cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Municipal Services Bureau From Your Credit Report Today!

Credit Saint can assist you in disputing Municipal Services Bureau collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

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