Nathan & Nathan, P.C.


Is Nathan & Nathan, P.C. hurting your credit score?

Schedule a free credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is Nathan & Nathan, P.C.?

Nathan & Nathan, PC is a debt collection agency located in Birmingham, Alabama. They act as an intermediary, representing creditors in the recovery of unpaid debts from individuals.

If you have neglected a bill payment, it’s possible that Nathan & Nathan, P.C. may appear on your credit report as a collections account.

Who does Nathan & Nathan collect for?

Nathan & Nathan primarily focuses on collecting debts for credit card issuers, with notable clients like Capital One.

Is Nathan & Nathan legit or a scam?

Nathan & Nathan is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Nathan & Nathan from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Nathan & Nathan, P.C. Contact Information


Nathan & Nathan, P.C.
2215 1st Avenue South
Birmingham, AL 35233

Mailing Address:

Nathan & Nathan, P.C.
P.O. Box 1715
Birmingham, AL 35201

Phone number: (866) 498-5400 or (205) 323-5400

Should I contact or pay Nathan & Nathan, PC?

It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with a debt collector is to work with a credit repair professional. They help remove millions of negative items every year from companies like Nathan & Nathan, P.C. on behalf of their clients.

Will Nathan & Nathan, PC sue me or garnish my wages?

Nathan & Nathan, P.C., like other debt collection agencies, has the legal authority to pursue a lawsuit against individuals to recover unpaid debts. If a lawsuit is pursued and they secure a judgement in their favor, it could result in wage garnishment as a means to collect the owed debt. However, such actions are usually considered a last resort in the debt recovery process.

Nathan & Nathan, PC Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Nathan & Nathan, PC

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Nathan & Nathan, P.C. to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Nathan & Nathan, PC may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Nathan & Nathan must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Nathan & Nathan cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Nathan & Nathan From Your Credit Report Today!

Credit Saint can assist you in disputing Nathan & Nathan collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.