PDQ Services

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Is PDQ Services hurting your credit score?

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Who is PDQ Services?

PDQ Services, Inc. is a debt collection agency located in Woodstock, Georgia that specializes in collecting past-due accounts and managing returned checks on a contingency-fee basis.

If PDQ Services is listed on your credit report as a collections account, it typically signifies an unpaid debt they are trying to collect. This might be due to an overlooked bill, a debt you’re not aware of, or a disputed charge.

Who does PDQ Services collect for?

PDQ Services provides their collection and recovery services to a variety of clients, typically businesses or organizations that have customers or clients with past-due accounts, returned checks, or need to execute evictions.

This could include retail businesses, service providers, property management companies, landlords, and other entities that extend credit or provide goods and services before payment is made.

Is PDQ Services legit or a scam?

PDQ Services is a legitimate debt collection company. However, their methods of contact can sometimes be persistent, and they may repeatedly call, text, or email individuals who owe money.

How can I remove PDQ Services from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

PDQ Services, Inc. Contact Information

Address:

PDQ Services, Inc.
700 Churchill Ct Ste 200
Woodstock, GA 30188

Phone number: (877) 926-8235 or (678) 569-2900

Should I contact or pay PDQ Services, Inc.?

Before contacting a debt collector, verify that the debt is legitimate and accurately reported. Sometimes, credit reports contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock. As a result, it could harm your credit rather than improve it.

The most effective way to deal with PDQ Services is to work with a credit repair professional. They help remove millions of negative items every year from companies like PDQ Services on behalf of their clients.

Will PDQ Services, Inc. sue me or garnish my wages?

PDQ Services, Inc. does have the legal right to sue you if you fail to pay a debt they are attempting to collect. If they are successful in the lawsuit, they may obtain a court judgment against you. Depending on the laws in your state and the specific circumstances, PDQ Services could potentially seek to garnish your wages or take other actions to collect the debt.

However, it’s important to note that lawsuits and wage garnishment are generally considered last resorts for debt collection. PDQ Services is likely to pursue other methods of resolving the debt before taking legal action.

PDQ Services, Inc. Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If PDQ Services is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with PDQ Services, Inc.

When dealing with PDQ Services, Inc., a debt collection agency, it’s essential to know your rights under U.S. federal and state laws, such as the Fair Debt Collection Practices Act (FDCPA). These include:

  • PDQ Services is prohibited from reporting incorrect or incomplete information about you.
  • You can request debt validation, and the agency has 30 days to verify the debt.
  • Harassment, threats, or public disclosure of your debt is illegal.
  • The agency must identify itself and its intentions both verbally and in writing.
  • Arrest or imprisonment threats over unpaid debts are forbidden.

Best Practices

Best practices when dealing with PDQ Services, or any debt collector, include:

  • Written communication is preferable to phone calls.
  • Record phone conversations if legal in your state.
  • Be aware of common deceitful tactics used by collectors.
  • While hiding money is illegal, keep your banking and credit information private.
  • Ignoring the agency won’t help and may lead to a lawsuit.
  • Understand your state’s statute of limitations on debt. After a certain period, your debt becomes “zombie debt,” and you’re no longer legally required to pay, although collectors may still contact you.

Remove PDQ Services From Your Credit Report Today!

Credit Saint can assist you in disputing PDQ Services collections. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

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