Phoenix Recovery Group

Is Phoenix Recovery Group hurting your credit score?

Schedule a complimentary credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is Phoenix Recovery Group?

Phoenix Recovery Group is a debt collection agency located in San Antonio, Texas. If you notice them appearing on your credit report as a collections account, it typically indicates an unpaid bill that has been transferred to them for collection.

Who does Phoenix Recovery Group collect for?

Phoenix Recovery Group is an apartment debt collector that primarily serves apartment complexes. Their clientele typically includes property management companies, real estate investment firms, and individual landlords who own and operate apartment complexes.

Is Phoenix Recovery Group legit or a scam?

Phoenix Recovery Group is a legitimate debt collection company. However, their methods of contact can be quite assertive. This is not unusual in their industry, as their goal is to ensure repayment of outstanding debts. It’s common for a debt collector to repeatedly call, text, or email individuals who owe money.

How can I remove Phoenix Recovery Group from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Some clients have raised their credit scores
by 100 points* or more.

[*] Results are not typical or guaranteed.

Lexington Law is a professional credit repair law firm that works with people who want to fix their credit.

In addition to collections, they can work with you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Phoenix Recovery Group Contact Information


Phoenix Recovery Group
1045 Cheever Blvd Ste 204
San Antonio, TX 78217

Phone number: (800) 810-7623 or (210) 822-8272

Should I contact or pay Phoenix Recovery Group?

It’s best to avoid speaking to a debt collector on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with Phoenix Recovery Group is to work with a credit repair professional. They help remove millions of negative items every year from companies like Phoenix Recovery Group on behalf of their clients.

Will Phoenix Recovery Group sue me or garnish my wages?

Phoenix Recovery Group could potentially sue you or garnish your wages, but partnering with a law firm like Lexington Law can protect you. They can assist in disputing the debt and possibly removing it from your credit report, potentially ending all contact with Phoenix Recovery Group.

Regarding wage garnishment, its legality varies by state. If your state prohibits it, any threats to garnish your wages are illegal. Similarly, Phoenix Recovery Group can’t legally make unfulfillable threats, including lawsuits or home foreclosure.

Phoenix Recovery Group Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed by Phoenix Recovery Group, you should also consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Phoenix Recovery Group

When dealing with Phoenix Recovery Group, it’s crucial to know your rights under U.S. laws like the Fair Debt Collection Practices Act (FDCPA). Key rights include:

  • The debt collector cannot report incorrect information about you.
  • You can request debt validation within 30 days.
  • The agency cannot harass, threaten, or publicly list you as a debtor.
  • The agency must identify itself and its purpose.
  • Threats of arrest over unpaid debts are illegal.

Best Practices

Best practices when dealing with Phoenix Recovery Group include:

  • Prioritize written communication.
  • Record calls if legal in your state.
  • Be wary of deceitful tactics used by collectors.
  • Keep your financial information private, but don’t hide assets.
  • Ignoring the agency can lead to lawsuits.
  • Understand your state’s statute of limitations on debt, after which you’re not legally required to pay.

Remove Phoenix Recovery Group From Your Credit Report Today!

Lexington Law can assist you in disputing Phoenix Recovery Group accounts. With more than 18 years of experience, they achieved over 6 million removals for their clients in 2021 alone.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website for a free credit consultation to see what they can do for you.

Ready to Repair Your Credit?

Some clients have raised their credit scores
by 100 points* or more.

[*] Results are not typical or guaranteed.