Professional Adjustment Corp

Who is Professional Adjustment Corp?

Professional Adjustment Corp of Southwest Florida is a debt collection agency based in Fort Myers, Florida. They are in the business of recovering past due accounts, offering services like pre-collection, full collection, and legal forwarding.

If you have an unpaid debt that has been sent to collections their name may appear on your credit report.

Who does Professional Adjustment Corp collect for?

Professional Adjustment Corp collects for a wide range of industries, including healthcare providers, financial institutions, and retail businesses, among others. Their client base is primarily in Southwest Florida.

Is Professional Adjustment Corp legit or a scam?

Professional Adjustment Corp is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Professional Adjustment Corp from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Professional Adjustment Corp Contact Information

Address:

Professional Adjustment Corp
14410 Metropolis Ave.
Fort Myers, FL 33912

Phone number: (239)437-0525 or (888)686-0525

Should I contact or pay Professional Adjustment Corp?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Professional Adjustment Corp is to work with a credit repair professional. They help remove millions of negative items every year from companies like Professional Adjustment Corp on behalf of their clients.

Will Professional Adjustment Corp sue me or garnish my wages?

Professional Adjustment Corp could potentially take legal action to collect a debt, including filing a lawsuit. If a judgment is obtained from the court, it may lead to wage garnishment, but this varies depending on state laws and the specific circumstances of your debt. However, it’s essential to note that not every debt collection agency will choose to, or be successful in, taking these steps.

Professional Adjustment Corp Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Professional Adjustment Corp

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

• It is a violation of federal law for Professional Adjustment Corp to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
• Professional Adjustment Corp cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
• Professional Adjustment Corp must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
• Professional Adjustment Corp cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Professional Adjustment Corp From Your Credit Report Today!

Credit Saint can help you dispute Professional Adjustment Corp collection accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.