Who is Professional Adjustment Corp?
Professional Adjustment Corp of Southwest Florida is a debt collection agency based in Fort Myers, Florida. They are in the business of recovering past due accounts, offering services like pre-collection, full collection, and legal forwarding.
If you have an unpaid debt that has been sent to collections their name may appear on your credit report.
Who does Professional Adjustment Corp collect for?
Professional Adjustment Corp collects for a wide range of industries, including healthcare providers, financial institutions, and retail businesses, among others. Their client base is primarily in Southwest Florida.
Is Professional Adjustment Corp legit or a scam?
Professional Adjustment Corp is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Professional Adjustment Corp from my credit report?
Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
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Professional Adjustment Corp Contact Information
Professional Adjustment Corp
14410 Metropolis Ave.
Fort Myers, FL 33912
Phone number: (239)437-0525 or (888)686-0525
Should I contact or pay Professional Adjustment Corp?
Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Sometimes, credit reports contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock. As a result, it could harm your credit rather than improve it.
The most effective way to deal with Professional Adjustment Corp is to work with a credit repair professional. They help remove millions of negative items every year from companies like Professional Adjustment Corp on behalf of their clients.
Will Professional Adjustment Corp sue me or garnish my wages?
Professional Adjustment Corp could potentially take legal action to collect a debt, including filing a lawsuit. If a judgment is obtained from the court, it may lead to wage garnishment, but this varies depending on state laws and the specific circumstances of your debt. However, it’s essential to note that not every debt collection agency will choose to, or be successful in, taking these steps.
Professional Adjustment Corp Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Professional Adjustment Corp
Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for Professional Adjustment Corp to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- Professional Adjustment Corp may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- Professional Adjustment Corp must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- Professional Adjustment Corp cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove Professional Adjustment Corp From Your Credit Report Today!
Credit Saint can assist you in disputing Professional Adjustment Corp collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
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