Professional Claims Bureau

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Who is Professional Claims Bureau?

Professional Claims Bureau, Inc. (PCB) is a debt collection agency and healthcare revenue cycle management solutions provider located in Garden City, New York.

If you come across PCB on your credit report, it indicates that they are managing a collections account on your behalf. This typically occurs when you have an outstanding bill that hasn’t been settled and the original creditor has engaged the services of PCB to collect this debt.

Who does Professional Claims Bureau collect for?

Professional Claims Bureau primarily specializes in healthcare and medical debt collections. This means they work on behalf of healthcare providers, such as hospitals, clinics, and private practices, to collect unpaid medical bills.

Is Professional Claims Bureau legit or a scam?

Professional Claims Bureau is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Professional Claims Bureau from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years, regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Professional Claims Bureau, Inc. (PCB) Contact Information

Address:

Professional Claims Bureau, Inc.
439 Oak Street
Garden City, NY 11530

Phone number: (877) 247-4650

Should I contact or pay Professional Claims Bureau?

Before contacting a debt collector, verify that the debt is legitimate and accurately reported. Sometimes, credit reports contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock. As a result, it could harm your credit rather than improve it.

The most effective way to deal with Professional Claims Bureau is to work with a credit repair professional. They help remove millions of negative items every year from companies like Professional Claims Bureau, Inc. on behalf of their clients.

Will Professional Claims Bureau sue me or garnish my wages?

Professional Claims Bureau is entitled to sue for an unpaid debt. If they take this step and the court rules in their favor, they could potentially garnish your wages, depending on the laws in your specific state. However, this is a more extreme measure and often considered as a last resort because the lawsuit process can be time-consuming and costly.

Professional Claims Bureau, Inc. Complaints

Most third-party collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with a debt collector, you should also consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Professional Claims Bureau, Inc.

Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a collection agency from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Professional Claims Bureau to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Professional Claims Bureau may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Professional Claims Bureau must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Professional Claims Bureau cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Professional Claims Bureau From Your Credit Report Today!

Credit Saint can assist you in disputing Professional Claims Bureau collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

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