Rapid Recovery Solutions

Is Rapid Recovery Solutions hurting your credit score?

Schedule a complimentary credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is Rapid Recovery Solutions?

Rapid Recovery Solution, Inc. (RRS) is a debt collection agency based in Bohemia, New York. If you see Rapid Recovery Solutions listed on your credit report, it typically means that you have an outstanding debt that has been transferred to them for collection. This might be a result of an unpaid bill or an outstanding loan.

Who does Rapid Recovery Solutions collect for?

Rapid Recovery Solutions provides debt collection services on behalf of a variety of original creditors. They work with businesses in several sectors, including healthcare, education, banking, retail, and more.

Is Rapid Recovery Solutions legit or a scam?

Rapid Recovery Solutions is a legitimate company. However, the nature of their business often leads to them being perceived negatively. They might repeatedly call, text, or email debtors in an effort to collect a debt, which can be frustrating and stressful for the person owing the debt.

How can I remove Rapid Recovery Solutions from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Some clients have raised their credit scores
by 100 points* or more.

[*] Results are not typical or guaranteed.

Lexington Law Firm is a credit repair company that helps people fix their credit.

In addition to collections, they can work with you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Rapid Recovery Solution, Inc. Contact Information


Rapid Recovery Solution, Inc.
25 Orville Dr.
Bohemia, NY 11716

Phone number: (866) 944-8610

Should I contact or pay Rapid Recovery Solutions?

It’s best to avoid speaking to a debt collector on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with Rapid Recovery Solutions is to work with a credit repair professional. They help remove millions of negative items every year from companies like Rapid Recovery Solution on behalf of their clients.

Will Rapid Recovery Solutions sue me or garnish my wages?

Rapid Recovery Solutions, like any debt collection agency, is legally entitled to sue a debtor for an unpaid debt. If they win the lawsuit and obtain a judgment against you, they may have the legal right to garnish your wages or take other measures to collect the debt, depending on the laws in your state.

However, it’s important to remember that there are steps involved in this process, and it’s not immediate. The agency must first file a lawsuit, and you must be served notice of the lawsuit. You then have the right to defend yourself in court. If the judgment is made against you, only then can the agency potentially begin wage garnishment procedures.

Rapid Recovery Solutions, Inc. Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Rapid Recovery Solution, Inc.

Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collection company from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Rapid Recovery Solution to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Rapid Recovery Solution may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Rapid Recovery Solution must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Rapid Recovery Solution cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Rapid Recovery Solution From Your Credit Report Today!

Lexington Law can assist you in disputing Rapid Recovery Solution collection accounts. With more than 18 years of experience, they achieved over 6 million removals for their clients in 2021 alone.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website for a free credit consultation to see what they can do for you.

Ready to Repair Your Credit?

Some clients have raised their credit scores
by 100 points* or more.

[*] Results are not typical or guaranteed.