Receivable Solutions

Is Receivable Solutions hurting your credit score?

Schedule a complimentary credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is Receivable Solutions?

Receivable Solutions, Inc. (RSI) is a debt collection agency based in Columbia, South Carolina. Their role primarily involves collecting debts on behalf of other entities, in this case, primarily healthcare providers.

If you see RSI listed on your credit report, it typically means they have been assigned or have purchased a debt that you allegedly owe. This usually happens when a bill or debt has been defaulted on and the original creditor has transferred or sold the debt to a collection agency like RSI for recovery.

Who does Receivable Solutions collect for?

Receivable Solutions specializes in the collection of debts for healthcare providers. This means they work on behalf of hospitals, clinics, doctors, and other medical service providers to recover unpaid medical bills.

Is Receivable Solutions legit or a scam?

Receivable Solutions is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments. Despite these practices, they are a legitimate business.

How can I remove Receivable Solutions from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Some clients have raised their credit scores
by 100 points* or more.

[*] Results are not typical or guaranteed.

Lexington Law is a professional credit repair law firm that works with people who want to fix their credit.

In addition to collections, they can work with you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Receivable Solutions, Inc. (RSI) Contact Information


800 Dutch Square Blvd Ste 100
Columbia, SC 29210

Phone number: (866) 505-7419 or (803) 790-0446

Should I contact or pay Receivable Solutions?

It’s best to avoid speaking to a debt collector on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with Receivable Solutions is to work with a credit repair professional. They help remove millions of negative items every year from companies like Receivable Solutions on behalf of their clients.

Will Receivable Solutions sue me or garnish my wages?

Receivable Solutions, like many debt collection agencies, does have the capability to sue for unpaid debts. This course of action is generally a last resort due to the time, cost, and resources involved. If they do decide to sue and they win a judgement against you, they could potentially garnish your wages, but this depends on the laws in your state.

Receivable Solutions, Inc. Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with Receivable Solutions, you should also consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Receivable Solutions, Inc.

Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a collection agency from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Receivable Solutions to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Receivable Solutions may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Receivable Solutions must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Receivable Solutions cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Receivable Solutions From Your Credit Report Today!

Lexington Law can assist you in disputing Receivable Solutions collection accounts. With more than 18 years of experience, they achieved over 6 million removals for their clients in 2021 alone.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website for a free credit consultation to see what they can do for you.

Ready to Repair Your Credit?

Some clients have raised their credit scores
by 100 points* or more.

[*] Results are not typical or guaranteed.