Receivables Management Corporation (RMC)

Is Receivables Management Corporation (RMC) hurting your credit score?

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Who is Receivables Management Corporation?

Receivables Management Corporation (RMC) is a debt collection agency located in Columbia, South Carolina. They provide services to creditors to help them recover funds from customers who haven’t paid their bills.

If you see Receivables Management Corporation on your credit report, it is likely due to a past due bill that hasn’t been paid.

Who does Receivables Management Corporation collect for?

Receivables Management Corporation specializes in recovering debts for multiple industries including healthcare, retail, commercial, and specialty services.

Is Receivables Management Corporation legit or a scam?

Receivables Management Corporation is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Receivables Management Corporation from my credit report?

RMC collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Receivables Management Corporation (RMC) Contact Information


Receivables Management Corporation
1601 Shop Road, Ste D
Columbia, SC 29201

Phone number: (800) 849-2201 or (803) 776-2030

Should I contact or pay Receivables Management Corporation?

It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with RMC is to work with a credit repair professional. They help remove millions of negative items every year from companies like Receivables Management Corporation on behalf of their clients.

Will Receivables Management Corporation sue me or garnish my wages?

Receivables Management Corporation (RMC) is entitled to sue you to recover the debt, but it’s typically not the first course of action. If they do decide to sue and win a judgment against you in court, they may then be able to garnish your wages or take other steps to recover the debt, depending on the laws in your state.

However, each case is unique, and this is not guaranteed to happen in every situation. Many factors can affect their decision, including the size of the debt, your state’s laws, and your ability to repay the debt.

Receivables Management Corporation Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Receivables Management Corporation

Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Receivables Management Corporation to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Receivables Management Corporation may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Receivables Management Corporation must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Receivables Management Corporation cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Receivables Management Corporation From Your Credit Report Today!

Credit Saint can assist you in disputing Receivables Management Corporation accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

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