Who is Reliant Capital Solutions, LLC?
Reliant Capital Solutions, LLC (RCS) is a debt collection agency based in Gahanna, Ohio. Their primary function is to pursue the recovery of outstanding debts owed by individuals or businesses.
If RCS is listed on your credit report, it typically means that there is a bill or a debt that hasn’t been paid, which they are now responsible for collecting.
Who does Reliant Capital Solutions collect for?
Reliant Capital Solutions operates in a diverse range of sectors, collecting debts for companies in the automotive, commercial, government, healthcare, higher education, and retail industries.
They are also known to collect student loan debt on behalf of the US Department of Education. Their role is to ensure that these entities receive the money they are owed for the services or loans they have provided.
Is Reliant Capital Solutions legit or a scam?
Reliant Capital Solutions is a legitimate company. They are a registered debt collection agency and not a scam. However, in their pursuit of debt recovery, they may engage in frequent contact methods, including calls, text messages, or emails.
How can I remove Reliant Capital Solutions from my credit report?
Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
Ready to Raise Your Credit Score?
Some clients have raised their credit scores
by 100 points* or more.
Lexington Law is a professional credit repair law firm that works with people who want to fix their credit.
In addition to collections, they can work with you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, student loans, and bankruptcies.
Get started on the path to better credit today: Fill out the form for a free credit consultation.
Reliant Capital Solutions, LLC Contact Information
Reliant Capital Solutions, LLC
670 Cross Pointe Rd
Gahanna, OH 43230
Phone number: (866) 837-5096
Should I contact or pay Reliant Capital Solutions?
It’s best to avoid speaking to a debt collector on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with Reliant Capital Solutions is to work with a credit repair professional. They help remove millions of negative items every year from companies like Reliant Capital Solutions, LLC on behalf of their clients.
Will Reliant Capital Solutions sue me or garnish my wages?
As a debt collection agency, Reliant Capital Solutions does have the legal right to file a lawsuit against you if you fail to pay your debt. If they win a judgment against you in court, depending on the laws in your jurisdiction, they may be able to garnish your wages or levy your bank account to recover the owed debt.
However, it’s important to note that a lawsuit is typically a last resort for debt collectors, as it can be a costly and time-consuming process. In most cases, they would prefer to work out a payment arrangement or negotiate a settlement.
Reliant Capital Solutions, LLC Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with Reliant Capital Solutions, you should also consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Reliant Capital Solutions
Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collection agency from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for Reliant Capital Solutions to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- Reliant Capital Solutions may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- Reliant Capital Solutions must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- Reliant Capital Solutions cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove Reliant Capital Solutions From Your Credit Report Today!
Lexington Law can assist you in disputing Reliant Capital Solutions accounts. With more than 18 years of experience, they achieved over 6 million removals for their clients in 2021 alone.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
They have helped many people in your situation. Fill out the form on their website for a free credit consultation to see what they can do for you.
Ready to Repair Your Credit?
Some clients have raised their credit scores
by 100 points* or more.
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