Retrieval-Masters Creditors Bureau

Is Retrieval-Masters Creditors Bureau hurting your credit score?

Schedule a complimentary credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is Retrieval-Masters Creditors Bureau?

Retrieval-Masters Creditors Bureau, Inc. (RMCB) is a debt collection agency with offices in Elmsford, New York, and Greenwich, Connecticut. They handle the recovery of unpaid debts on behalf of different companies and organizations.

If RMCB appears on your credit report, it generally implies that you have an unpaid debt that has been transferred to them for collection.

Who does Retrieval-Masters Creditors Bureau collect for?

Retrieval-Masters Creditors Bureau notably did business under the name American Medical Collection Agency (AMCA), specializing in the collection of healthcare-related debts. They used to work on behalf of medical providers to collect unpaid medical bills.

However, it’s important to note that AMCA filed for Chapter 11 bankruptcy in 2019 following a significant data breach. While the company may still be operational, their client base and scope of operations could have changed due to the bankruptcy proceedings.

Is Retrieval-Masters Creditors Bureau legit or a scam?

Despite any controversies, Retrieval-Masters Creditors Bureau, including its AMCA division, is a legitimate debt collection agency. They are authorized to contact debtors and attempt to collect unpaid debts. However, their collection tactics might include persistent communication efforts such as phone calls, text messages, or emails, which some may perceive as intrusive or spam-like.

How can I remove Retrieval-Masters Creditors Bureau from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Retrieval-Masters Creditors Bureau, Inc. Contact Information


Retrieval-Masters Creditors Bureau, Inc.
4 Westchester Plaza Suite 100
Elmsford, NY 10523

Retrieval-Masters Creditors Bureau, Inc.
200 Pemberwick Rd.
Greenwich, CT 06831

Phone number: (800) 666-8097

Should I contact or pay Retrieval-Masters Creditors Bureau, Inc.?

It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with Retrieval-Masters Creditors Bureau is to work with a credit repair professional. They help remove millions of negative items every year from companies like Retrieval-Masters Creditors Bureau, Inc. on behalf of their clients.

Will Retrieval-Masters Creditors Bureau, Inc. sue me or garnish my wages?

Retrieval-Masters Creditors Bureau, Inc. is legally entitled to sue you for the debt you owe. If they take you to court and obtain a judgment against you, depending on the laws of your specific state, they might be able to garnish your wages, levy your bank account, or place a lien on your property.

However, it’s important to note that not all collection agencies will choose to sue or garnish wages for every debt. The decision to sue is often based on the size of the debt, the likelihood of collection, and the cost of legal proceedings.

Retrieval-Masters Creditors Bureau, Inc. Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Retrieval-Masters Creditors Bureau, Inc.

Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Retrieval-Masters Creditors Bureau to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Retrieval-Masters Creditors Bureau may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Retrieval-Masters Creditors Bureau must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Retrieval-Masters Creditors Bureau cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Retrieval-Masters Creditors Bureau From Your Credit Report Today!

Credit Saint can assist you in disputing Retrieval-Masters Creditors Bureau collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

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