Who is RevSolve, Inc.?
RevSolve, Inc. is a debt collection agency based in Scottsdale, Arizona. The company, originally known as Collection Service Bureau, was founded in 1964. As a debt collector, they work on behalf of various creditors to collect unpaid bills.
If RevSolve, Inc. appears on your credit report, it indicates that you have an outstanding debt which they are attempting to collect. This could typically be related to unpaid medical bills, as the company specializes in healthcare-related collections.
Who does RevSolve collect for?
RevSolve primarily provides debt collection services for the healthcare sector. They work with hospitals, clinics, physicians, and other healthcare providers to recover unpaid bills. When a healthcare provider has difficulty collecting payment for services rendered, they might outsource the task to a debt collection agency like RevSolve, Inc.
Is RevSolve legit or a scam?
RevSolve is a legitimate debt collection company. However, as with many debt collection agencies, they might engage in persistent communication tactics to recover the owed amount. These might include regular calls, texts, or emails, which some individuals might perceive as invasive or excessive.
How can I remove RevSolve from my credit report?
RevSolve collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
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Lexington Law is a professional credit repair law firm that works with people who want to fix their credit.
In addition to collections, they can work with you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.
Get started on the path to better credit today: Fill out the form for a free credit consultation.
RevSolve, Inc. Contact Information
Address:
RevSolve, Inc.
1395 N Hayden Rd
Scottsdale, AZ 85257
Phone number: (480) 947-7657
Should I contact or pay RevSolve, Inc.?
It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with RevSolve is to work with a credit repair professional. They help remove millions of negative items every year from companies like RevSolve on behalf of their clients.
Will RevSolve, Inc. sue me or garnish my wages?
As a debt collection agency, RevSolve, Inc. does have the legal right to sue you to recover an unpaid debt. However, this is generally considered a last resort after numerous attempts to collect the debt through calls, letters, and other means of communication have been unsuccessful.
If RevSolve, Inc. wins a lawsuit against you, they may be granted a judgment that could potentially lead to wage garnishment, depending on your state’s laws.
RevSolve, Inc. Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed by RevSolve, you should also consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with RevSolve, Inc.
Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for RevSolve to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- RevSolve, Inc. may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- RevSolve must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- RevSolve cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove RevSolve From Your Credit Report Today!
Lexington Law can assist you in disputing RevSolve collection accounts. With more than 18 years of experience, they achieved over 6 million removals for their clients in 2021 alone.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
They have helped many people in your situation. Fill out the form on their website for a free credit consultation to see what they can do for you.
Ready to Repair Your Credit?
Some clients have raised their credit scores
by 100 points* or more.
