S & S Recovery, Inc


Is S & S Recovery, Inc hurting your credit score?

Schedule a free consultation to learn how to eliminate inaccurate and questionable negative information from your credit report.

Who is S & S Recovery, Inc?

S & S Recovery, Inc is a debt collection agency based in Memphis, Tennessee. They are dedicated to recovering overdue debts on behalf of creditors.

If you find S & S Recovery, Inc on your credit report, it typically signifies that you have an unpaid bill or outstanding debt, which has been forwarded to them for recovery.

Who does S & S Recovery, Inc collect for?

S & S Recovery, Inc primarily collects debts on behalf of other businesses, typically those that have been unsuccessful in obtaining payment for their goods or services. This might include healthcare providers, utility companies, credit card issuers, and other lenders.

Is S & S Recovery, Inc legit or a scam?

S & S Recovery, Inc is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove S & S Recovery, Inc from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

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S & S Recovery, Inc Contact Information


S & S Recovery, Inc.
2814 Stage Center Drive
Memphis, TN 38134

Phone number: (800) 467-1144

Should I contact or pay S & S Recovery, Inc?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with S & S Recovery, Inc is to work with a credit repair professional. They help remove millions of negative items every year from companies like S & S Recovery, Inc on behalf of their clients.

Will S & S Recovery, Inc sue me or garnish my wages?

S & S Recovery, Inc, like any other debt collection agency, does have the right to sue you if you owe an unpaid debt and have not made any attempts to resolve it. However, they typically prefer to work out a payment plan with you rather than resorting to legal action, as the legal process can be costly and time-consuming.

If they choose to sue and they win the case, the court could issue a judgment against you. This judgment could potentially lead to wage garnishment, a lien on your property, or a levy on your bank account, depending on your state’s laws.

S & S Recovery, Inc Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with S & S Recovery, Inc

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for S & S Recovery, Inc to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • S & S Recovery, Inc cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • S & S Recovery, Inc must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • S & S Recovery, Inc cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove S & S Recovery, Inc From Your Credit Report Today!

Credit Saint can help you dispute S & S Recovery, Inc collection accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.