S & S Recovery, Inc

Who is S & S Recovery, Inc?

S & S Recovery, Inc is a debt collection agency based in Memphis, Tennessee. They are dedicated to recovering overdue debts on behalf of creditors.

If you find S & S Recovery, Inc on your credit report, it typically signifies that you have an unpaid bill or outstanding debt, which has been forwarded to them for recovery.

Who does S & S Recovery, Inc collect for?

S & S Recovery, Inc primarily collects debts on behalf of other businesses, typically those that have been unsuccessful in obtaining payment for their goods or services. This might include healthcare providers, utility companies, credit card issuers, and other lenders.

Is S & S Recovery, Inc legit or a scam?

S & S Recovery, Inc is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove S & S Recovery, Inc from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

S & S Recovery, Inc Contact Information

Address:

S & S Recovery, Inc.
2814 Stage Center Drive
Memphis, TN 38134

Phone number: (800) 467-1144

Should I contact or pay S & S Recovery, Inc?

It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with S & S Recovery, Inc is to work with a credit repair professional. They help remove millions of negative items every year from companies like S & S Recovery, Inc on behalf of their clients.

Will S & S Recovery, Inc sue me or garnish my wages?

S & S Recovery, Inc, like any other debt collection agency, does have the right to sue you if you owe an unpaid debt and have not made any attempts to resolve it. However, they typically prefer to work out a payment plan with you rather than resorting to legal action, as the legal process can be costly and time-consuming.

If they choose to sue and they win the case, the court could issue a judgment against you. This judgment could potentially lead to wage garnishment, a lien on your property, or a levy on your bank account, depending on your state’s laws.

S & S Recovery, Inc Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with S & S Recovery, Inc

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

• It is a violation of federal law for S & S Recovery, Inc to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
• S & S Recovery, Inc may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
• S & S Recovery, Inc must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
• S & S Recovery, Inc cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove S & S Recovery, Inc From Your Credit Report Today!

Credit Saint can assist you in disputing S & S Recovery, Inc collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.