Who is SKO Brenner American, Inc.?
SKO Brenner American, Inc., also known as Accurate Recovery Solutions, is a debt collection agency based in Baldwin, New York. They are in the business of pursuing the recovery of outstanding debts owed by individuals or businesses.
If you see them listed on your credit report, it means there is a bill or a debt that hasn’t been paid and is now being handled by them for collection.
Who does SKO Brenner American collect for?
SKO Brenner American provides its debt collection services mainly for industries like student loans, healthcare, and medical collections. This means they work on behalf of entities such as educational institutions, hospitals, clinics, and other healthcare providers to recover debts.
They could be pursuing the collection of unpaid tuition fees, student loans, medical bills, or other related expenses that have not been settled.
Is SKO Brenner American legit or a scam?
SKO Brenner American is a legitimate company. They are a registered debt collection agency and not a scam. However, their methods of reaching out to debtors might be seen as invasive by some, as they may engage in frequent communication, including calls, text messages, or emails, to encourage repayment.
How can I remove SKO Brenner American from my credit report?
Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
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Lexington Law is a professional credit repair law firm that works with people who want to fix their credit.
In addition to collections, they can work with you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.
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SKO Brenner American, Inc. Contact Information
Addresses:
SKO Brenner American, Inc.
843 Merrick Rd.
Baldwin, NY 11510
SKO Brenner American, Inc.
40 Daniel St.
Farmingdale, NY 11735
Phone number: (516) 771-4400 or (866) 281-3714
Should I contact or pay SKO Brenner American?
It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with SKO Brenner American is to work with a credit repair professional. They help remove millions of negative items every year from companies like SKO Brenner American on behalf of their clients.
Will SKO Brenner American sue me or garnish my wages?
SKO Brenner American, like other debt collection agencies, has the legal ability to take a debtor to court if they fail to pay their debts. If the court rules in their favor, they could potentially garnish your wages to collect the debt owed, depending on the laws in your specific location.
However, it’s important to note that suing a debtor is often viewed as a last resort by collection agencies, as legal proceedings can be costly and time-consuming. Most would prefer to work out a repayment plan or reach a settlement with the debtor.
SKO Brenner American, Inc. Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a collection agency is harassing you, you should consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with SKO Brenner American, Inc.
Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a collection agency from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for SKO Brenner American to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- SKO Brenner American may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- SKO Brenner American must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- SKO Brenner American cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove SKO Brenner American From Your Credit Report Today!
Lexington Law can assist you in disputing SKO Brenner American accounts. With more than 18 years of experience, they achieved over 6 million removals for their clients in 2021 alone.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
They have helped many people in your situation. Fill out the form on their website for a free credit consultation to see what they can do for you.
Ready to Repair Your Credit?
Some clients have raised their credit scores
by 100 points* or more.
