Stanislaus Credit Control Service

Who is Stanislaus Credit Control Service?

Stanislaus Credit Control Service, Inc. (SCCS) is a third-party debt collection agency based in Modesto, California. The agency specializes in collecting unpaid debts on behalf of their clients.

If you have outstanding debts that have been assigned or sold to SCCS, they may appear on your credit report under the name ‘Stanislaus Credit Cntrl’. Such a notation on your credit report usually occurs when a bill has gone unpaid.

Who does Stanislaus Credit Control Service collect for?

SCCS mainly provides its debt collection services for healthcare providers. This means they work on behalf of hospitals, clinics, and other healthcare institutions to recover unpaid medical bills. In addition to this, they also collect on returned checks. This typically involves working with businesses and individuals to recover the amount of the check plus any associated fees.

Is Stanislaus Credit Control Service legit or a scam?

Stanislaus Credit Control Service is a legitimate company and operates within the legal framework governing debt collection practices. However, their collection methods, which may include frequent phone calls, text messages, and emails, could be perceived as intrusive or overwhelming.

How can I remove Stanislaus Credit Control from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years, regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Stanislaus Credit Control Service, Inc. (SCCS) Contact Information

Address:

Stanislaus Credit Control Service, Inc.
914 14th St.
Modesto, CA 95354

Phone number: (209) 523-1813

Should I contact or pay Stanislaus Credit Control?

Before contacting a third-party collection agency, verify that the debt is legitimate and accurately reported. Sometimes, credit reports contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock. As a result, it could harm your credit rather than improve it.

The most effective way to deal with Stanislaus Credit Control Service is to work with a credit repair professional. They help remove millions of negative items every year from companies like Stanislaus Credit Control on behalf of their clients.

Will Stanislaus Credit Control sue me or garnish my wages?

Stanislaus Credit Control Service, Inc. (SCCS) has the ability to sue you for the outstanding debt you owe, which is a common practice for debt collection agencies when other collection efforts have failed.

If SCCS sues you and wins the case, they could potentially receive a court judgment against you. This judgment could allow them to garnish your wages or levy your bank account to recover the debt.

Stanislaus Credit Control Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Stanislaus Credit Control Service

Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a collection agency from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

• It is a violation of federal law for Stanislaus Credit Control Service to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
• Stanislaus Credit Control Service may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
• Stanislaus Credit Control Service must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
• Stanislaus Credit Control Service cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Stanislaus Credit Control From Your Credit Report Today!

Credit Saint can assist you in disputing Stanislaus Credit Control collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.