Suttell & Hammer


Is Suttell & Hammer hurting your credit score?

Schedule a free credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is Suttell & Hammer?

Suttell & Hammer, PS is a debt collection law firm based in Bellevue, Washington. They are in the business of collecting debts on behalf of other companies.

If you have an unpaid bill, the debt may be transferred or sold to a company like Suttell & Hammer for collection, which could result in their name appearing on your credit report as a collections account.

Who does Suttell & Hammer collect for?

Suttell & Hammer primarily collects on behalf of original creditors. These can include various industries such as credit card companies, banks, or other financial institutions.

Is Suttell & Hammer legit or a scam?

Suttell & Hammer is a legitimate law firm specializing in debt collection. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Suttell & Hammer from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years, regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Suttell & Hammer Contact Information


10900 NE 8th St. #605
Bellevue, WA 98004

Mailing address:

Suttell & Hammer, PS
P.O. Box C-90006
Bellevue, WA 98009

Phone number: (888) 788-8355 or (425) 453-3239

Should I contact or pay Suttell & Hammer?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Sometimes, credit reports contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock. As a result, it could harm your credit rather than improve it.

The most effective way to deal with Suttell & Hammer is to work with a credit repair professional. They help remove millions of negative items every year from companies like Suttell & Hammer on behalf of their clients.

Will Suttell & Hammer sue me or garnish my wages?

Suttell & Hammer does have the legal right to sue you for unpaid debts. If they were to win a judgment against you in court, they might be able to garnish your wages, levy your bank account, or employ other legal methods to recover the debt, depending on the laws in your specific jurisdiction.

However, not all debts are eligible for these actions, and not all firms will choose to sue. The process of taking legal action can be expensive and time-consuming, so often it’s a last resort.

Suttell & Hammer Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Suttell & Hammer

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Suttell & Hammer to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Suttell & Hammer may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Suttell & Hammer must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Suttell & Hammer cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Suttell & Hammer From Your Credit Report Today!

Credit Saint can assist you in disputing Suttell & Hammer collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

Ready to Repair Your Credit?

Learn how to get help disputing errors on your credit report that could be hurting your credit score.

Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.