Team Recovery


Is Team Recovery hurting your credit score?

Schedule a free credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is Team Recovery?

Team Recovery, Inc. is a debt collection agency based in Stow, Ohio. They primarily work on behalf of original creditors to collect outstanding debts.

If you see Team Recovery listed on your credit report as a collections account, it indicates that they are trying to recover a debt that you owe. This situation usually arises when you have been unable to pay a bill, and the original creditor has enlisted the help of a collection agency.

Who does Team Recovery collect for?

Team Recovery specializes in recovering past due debts on behalf of original creditors. Their clients can be from various industries, including but not limited to, credit card companies, healthcare providers, utility companies, and retail businesses.

Is Team Recovery legit or a scam?

Team Recovery is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Team Recovery from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Team Recovery, Inc. Contact Information


Team Recovery, Inc.
3928 Clock Pointe Trail Suite 101
Stow, OH 44224

Mailing address:

Team Recovery, Inc.
PO Box 1643
Stow, OH 44224

Phone number: (330) 916-7030

Should I contact or pay Team Recovery?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Sometimes, credit reports contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock. As a result, it could harm your credit rather than improve it.

The most effective way to deal with Team Recovery is to work with a credit repair professional. They help remove millions of negative items every year from companies like Team Recovery, Inc. on behalf of their clients.

Will Team Recovery sue me or garnish my wages?

Team Recovery does have the ability to sue you in court for the non-payment of a debt. If they are successful in their lawsuit and obtain a judgment against you, depending on your state’s laws, they may be allowed to garnish your wages or take other steps to recover the debt, such as levying your bank account.

It’s important to remember that legal action is generally a last resort for most debt collectors. The cost, time, and resources required for court proceedings make lawsuits less desirable, and most agencies prefer to resolve the debt issue through repayment plans or settlements whenever possible.

Team Recovery, Inc. Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Team Recovery, Inc.

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Team Recovery to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Team Recovery may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Team Recovery must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Team Recovery cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Team Recovery From Your Credit Report Today!

Credit Saint can assist you in disputing Team Recovery collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.