Team Recovery


Is Team Recovery hurting your credit score?

Schedule a free consultation to learn how to eliminate inaccurate and questionable negative information from your credit report.

Who is Team Recovery?

Team Recovery, Inc. is a debt collection agency based in Stow, Ohio. They primarily work on behalf of original creditors to collect outstanding debts.

If you see Team Recovery listed on your credit report as a collections account, it indicates that they are trying to recover a debt that you owe. This situation usually arises when you have been unable to pay a bill, and the original creditor has enlisted the help of a collection agency.

Who does Team Recovery collect for?

Team Recovery specializes in recovering past due debts on behalf of original creditors. Their clients can be from various industries, including but not limited to, credit card companies, healthcare providers, utility companies, and retail businesses.

Is Team Recovery legit or a scam?

Team Recovery is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Team Recovery from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

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Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Team Recovery, Inc. Contact Information


Team Recovery, Inc.
3928 Clock Pointe Trail Suite 101
Stow, OH 44224

Mailing address:

Team Recovery, Inc.
PO Box 1643
Stow, OH 44224

Phone number: (330) 916-7030

Should I contact or pay Team Recovery?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Team Recovery is to work with a credit repair professional. They help remove millions of negative items every year from companies like Team Recovery, Inc. on behalf of their clients.

Will Team Recovery sue me or garnish my wages?

Team Recovery does have the ability to sue you in court for the non-payment of a debt. If they are successful in their lawsuit and obtain a judgment against you, depending on your state’s laws, they may be allowed to garnish your wages or take other steps to recover the debt, such as levying your bank account.

It’s important to remember that legal action is generally a last resort for most debt collectors. The cost, time, and resources required for court proceedings make lawsuits less desirable, and most agencies prefer to resolve the debt issue through repayment plans or settlements whenever possible.

Team Recovery, Inc. Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Team Recovery, Inc.

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for Team Recovery to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • Team Recovery cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • Team Recovery must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • Team Recovery cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Team Recovery From Your Credit Report Today!

Credit Saint can help you dispute Team Recovery collection accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.