The Cadle Company

Is The Cadle Company hurting your credit score?

Schedule a complimentary credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is The Cadle Company?

The Cadle Company is a debt collection agency based in Newton Falls, Ohio. It is known to purchase defaulted or charged-off debts from original creditors and then attempt to collect these debts from the consumers who owe them. If you see The Cadle Company on your credit report, it generally means you owe a debt that they are trying to collect.

Who does The Cadle Company collect for?

The Cadle Company collects on a wide variety of debt types. They purchase delinquent accounts from original creditors in industries such as healthcare, credit card issuers, utilities, and more. The company’s portfolio is diverse, so the source of the debt they are attempting to collect could come from numerous types of companies.

Is The Cadle Company legit or a scam?

The Cadle Company is a legitimate company. However, they have been known to use persistent methods to attempt collection, such as frequent calls, text messages, and emails.

How can I remove The Cadle Company from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Some clients have raised their credit scores
by 100 points* or more.

[*] Results are not typical or guaranteed.

Lexington Law is a professional credit repair law firm that works with people who want to fix their credit.

In addition to collections, they can work with you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

The Cadle Company Contact Information


The Cadle Company
100 North Center St.
Newton Falls, OH 44444

Phone number: (888) GOCADLE

Should I contact or pay The Cadle Company?

Nothing good can come from speaking to a third-party collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with The Cadle Company is to work with a credit repair professional. They help remove millions of negative items every year from companies like The Cadle Company on behalf of their clients.

Will The Cadle Company sue me or garnish my wages?

As a debt collection agency, The Cadle Company is legally entitled to sue a debtor if they fail to repay the outstanding debt. If they are successful in obtaining a judgment against you in court, they may seek to enforce that judgment by garnishing your wages or utilizing other legal means to collect the debt.

However, it’s important to note that legal action such as wage garnishment is usually considered a last resort and typically occurs after other collection efforts have been exhausted.

The Cadle Company Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with The Cadle Company

Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for The Cadle Company to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • The Cadle Company may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • The Cadle Company must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • The Cadle Company cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove The Cadle Company From Your Credit Report Today!

Lexington Law can assist you in disputing The Cadle Company collection accounts. With more than 18 years of experience, they achieved over 6 million removals for their clients in 2021 alone.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website for a free credit consultation to see what they can do for you.

Ready to Repair Your Credit?

Some clients have raised their credit scores
by 100 points* or more.

[*] Results are not typical or guaranteed.