Who is Trojan Professional Services?
Trojan Professional Services, Inc. is a debt collection agency based in Los Alamitos, California. They specialize in the collection of past-due accounts on behalf of their clients.
If you have an outstanding debt that has been assigned to Trojan Professional Services, you may find their name listed on your credit report as a collections account.
Who does Trojan Professional Services collect for?
Trojan Professional Services focuses on the collection of past-due accounts specifically for dental practices. They work with dental offices and practitioners to recover outstanding payments from patients who have not fulfilled their financial obligations.
Is Trojan Professional Services legit or a scam?
Trojan Professional Services is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Trojan Professional Services from my credit report?
Trojan collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
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Trojan Professional Services, Inc. Contact Information
Trojan Professional Services, Inc.
4410 W Cerritos Ave
Los Alamitos, CA 90720
Phone number: (800) 451-9723
Should I contact or pay Trojan Professional Services?
Before contacting a debt collector, verify that the debt is legitimate and accurately reported. Sometimes, credit reports contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock. As a result, it could harm your credit rather than improve it.
The most effective way to deal with Trojan Professional Services is to work with a credit repair professional. They help remove millions of negative items every year from companies like Trojan Professional Services on behalf of their clients.
Will Trojan Professional Services sue me or garnish my wages?
Trojan Professional Services has the legal authority to sue you if you fail to repay your outstanding debt. If they are successful in obtaining a judgment through the court, they may have the ability to garnish your wages or levy your bank accounts, depending on the laws and regulations in your specific state.
However, it’s important to note that most collection agencies typically view legal action as a last resort. They generally prefer to work with debtors to establish a payment plan or negotiate a settlement rather than pursuing litigation.
Trojan Professional Services, Inc. Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Trojan Professional Services
Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a collection agency from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for Trojan Professional Services to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- Trojan Professional Services may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- Trojan Professional Services must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- Trojan Professional Services cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove Trojan Professional Services From Your Credit Report Today!
Credit Saint can assist you in disputing Trojan Professional Services collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
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