How to Remove USAA Collections From Your Credit Report

Is USAA Collections hurting your credit score?

Lexington Law Firm has successfully assisted millions of clients in removing inaccurate and questionable negative information from their credit reports.

Who is USAA?

USAA Federal Savings Bank or United Services Automobile Association is a financial services company based in San Antonio, Texas.

They provide millions of military members and their families with insurance, banking, credit cards, auto loans, investments, and retirement services.

You may see USAA listed on your credit report as a collections account. This can happen if you forgot to pay a bill and your account was sent to USAA’s collection department.

How can I remove USAA Collections from my credit report?

USAA collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Lexington Law is a professional credit repair law firm that works with people who want to fix their credit.

In addition to collections, Lexington Law can work with you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Call Lexington Law now to learn more: (800) 220-0084

USAA Contact Information

Address:

USAA
9800 Fredericksburg Rd
San Antonio, TX 78288

Phone number: (800) 531-8722

Should I contact or pay USAA?

It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with USAA collections is to work with a credit repair professional. They help remove millions of negative items every year from companies like USAA on behalf of their clients.

And they may be able to help you too.

Will USAA sue me or garnish my wages?

It’s possible, but if you work with a law firm like Lexington Law, you have nothing to worry about. They help you dispute the USAA debt with the credit bureaus and possibly remove it from your credit report. It’s also quite possible that you will never hear from or have to deal with USAA again.

Call Lexington Law to learn how they can help you.

USAA Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with USAA, you should also consider filing a complaint.

USAA currently has an A rating with the Better Business Bureau.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). Lexington Law knows that you have rights, and USAA does too.

Remove USAA Collections From Your Credit Report Today!

Lexington Law can assist you in disputing USAA collections accounts and charge offs. They have over 18 years of experience and their clients saw over 6 million removals on their clients in 2021 alone.

If you’re looking for a reputable company to assist you with inaccurate collection accounts and repair your credit, consider working with Lexington Law.

They have helped many people in your situation. Give them a call at (800) 220-0084 for a free credit consultation to see what they can do for you.