How to Remove USAA Collections from Your Credit Report

Is USAA Collections hurting your credit score?

Lexington Law has helped millions of customers remove collections and other negative items from their credit reports. Let them help you too!

Who is USAA?

USAA Federal Savings Bank or United Services Automobile Association is a financial services company based in San Antonio, Texas. They provide millions of military members and their families with insurance, banking, credit cards, auto loans, investments, and retirement services.

You may see USAA listed on your credit report as a collections account. This can happen if you forgot to pay a bill and your account was sent to USAA’s collection department.

How can I remove USAA Collections from my credit report?

USAA collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Debt collectors prefer that we didn’t tell you this, but it’s something you should know.)

Lexington Law is a professional credit repair company that helps people fix their credit.

In addition to collections, Lexington Law will help you challenge (and possibly remove) other inaccurate information from your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, judgments, tax liens, and bankruptcies.

Call Lexington Law now to learn more: (800) 220-0084

USAA Contact Information

Address:

USAA
9800 Fredericksburg Rd
San Antonio, TX 78288

Website: https://www.usaa.com

Phone number: (800) 531-8722

Should I contact or pay USAA?

Nothing good can come from speaking to a collection agency on the phone. And making payments on the collection account will reset the clock. So instead of helping your credit, it could make it worse. Of course, there are times when it’s best to just pay the collection account, especially if it’s new and you’re sure that it’s legit.

The best way to handle this is to work with a professional credit repair service. They have deleted millions of negative items from companies like USAA for millions of clients nationwide.

And they can help you too.

Will USAA sue me or garnish my wages?

It’s possible, but if you work with a law firm like Lexington Law, you have nothing to worry about. They will help you dispute the collection account and possibly remove it from your credit report. It’s also quite possible that you will never hear from or have to deal with USAA again.

Call Lexington Law to learn how they can help you avoid lawsuits and remove negative items from your credit report that will significantly improve your credit scores.

USAA Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with USAA, you should also consider filing a complaint.

USAA currently has an A rating with the Better Business Bureau.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). Lexington Law knows that you have rights, and USAA does too.

Remove USAA Collections from Your Credit Report Today!

Lexington Law specializes in disputing USAA collections accounts and charge offs. They have over 18 years of experience and have removed over 7 million negative items for their clients in 2020 alone.

If you’re looking for a reputable company to help you with collection accounts and repair your credit, we highly recommend Lexington Law.

Call them at (800) 220-0084 for a free credit consultation. They have helped many people in your situation and have paralegals standing by waiting to take your call.