Virtuoso Sourcing Group

Updated

Is Virtuoso Sourcing Group hurting your credit score?

Schedule a free credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is Virtuoso Sourcing Group, LLC?

Virtuoso Sourcing Group, LLC is a debt collection agency based in Denver, Colorado. The company is involved in the recovery of debts on behalf of their clients.

If Virtuoso Sourcing Group appears on your credit report as a collections account, it generally indicates that you have a past-due bill which the original creditor has forwarded to this agency for collection.

Who does Virtuoso Sourcing Group collect for?

Virtuoso Sourcing Group provides debt collection services to a variety of clients across multiple industries. They work with colleges and universities to recover unpaid tuition, fees, and other associated costs.

In the consumer services sector, they might handle debts from various services such as gym memberships, subscription-based services, and more.

For healthcare providers, Virtuoso Sourcing Group assists in the collection of unpaid medical bills, which can include charges from doctors, hospitals, or other healthcare providers.

In the telecom industry, they work on recovering unpaid debts related to services like home phone, mobile, internet, and cable.

Lastly, for utility service providers, they help in the collection of past-due bills related to water, gas, electricity, and other utilities.

Is Virtuoso Sourcing Group legit or a scam?

Virtuoso Sourcing Group is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Virtuoso Sourcing Group from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Virtuoso Sourcing Group Contact Information

Address:

Virtuoso Sourcing Group
4500 Cherry Creek S Dr. Ste 500
Denver, CO 80246

Phone number: (844) 264-8983

Should I contact or pay Virtuoso Sourcing Group?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Sometimes, credit reports contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock. As a result, it could harm your credit rather than improve it.

The most effective way to deal with Virtuoso Sourcing Group is to work with a credit repair professional. They help remove millions of negative items every year from companies like Virtuoso Sourcing Group on behalf of their clients.

Will Virtuoso Sourcing Group sue me or garnish my wages?

Virtuoso Sourcing Group, LLC does have the legal authority to sue for unpaid debts. If they decide to go to court and are successful in their lawsuit, they could potentially obtain a judgment that might allow them to garnish your wages or levy your bank account to recover the debt owed.

However, it’s worth noting that lawsuits are often a last resort for many collection agencies. Legal proceedings can be costly and time-consuming, and most agencies prefer to work out a payment plan or settlement with the debtor before resorting to such measures.

Virtuoso Sourcing Group, LLC Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Virtuoso Sourcing Group

Virtuoso Sourcing Group must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Virtuoso Sourcing Group to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Virtuoso Sourcing Group may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Virtuoso Sourcing Group must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Virtuoso Sourcing Group cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Virtuoso Sourcing Group From Your Credit Report Today!

Credit Saint can assist you in disputing Virtuoso Sourcing Group collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

Ready to Repair Your Credit?

Learn how to get help disputing errors on your credit report that could be hurting your credit score.

Crediful
Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.