West Asset Management

Who is West Asset Management?

West Asset Management, Inc., also known under various names such as West Asset Collection Agency, Worldwide Asset Management, Worldwide Asset Purchasing, and Global Receivables Solutions, is a debt collection agency headquartered in Omaha, Nebraska.

The company is a subsidiary of Alorica and Intrado, which are well-established entities in the business services sector. If West Asset Management appears on your credit report, it typically suggests you have a delinquent debt that they are trying to collect.

Who does West Asset Management collect for?

West Asset Management provides collection services to a variety of companies across different sectors. They mainly collect debts on behalf of businesses in the consumer credit industry, government services, healthcare sector, and telecommunications companies.

The organization purchases these debts, often at a discounted rate, and then attempts to collect the full amount from the debtors, which is how they generate revenue.

Is West Asset Management legit or a scam?

West Asset Management is indeed a legitimate business operation. Despite its legitimacy, the firm often uses persistent and sometimes aggressive tactics to collect debts, such as repeatedly calling, texting, or emailing debtors. While these tactics can be overwhelming, they are generally within the company’s legal rights.

How can I remove West Asset Management from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

West Asset Management, Inc. Contact Information

Addresses:

11808 Miracle Hills Dr.
Omaha, NE 68154

2253 Northwest Pkwy SE
Marietta, GA 30067-8764

Phone number: (800) 397-7243 or (800) 232-0900

Should I contact or pay West Asset Management, Inc.?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with West Asset Management is to work with a credit repair professional. They help remove millions of negative items every year from companies like West Asset Management on behalf of their clients.

Will West Asset Management, Inc. sue me or garnish my wages?

West Asset Management has the ability to sue for an unpaid debt. If they do sue and win the case, they could obtain a court order that allows them to garnish your wages, levy your bank accounts, or take other collection actions permitted by law to recover the owed debt.

However, whether West Asset Management chooses to sue you often depends on a variety of factors. These can include the size of your debt, the cost of litigation, the likelihood of successful collection, and the relevant statute of limitations, which can vary by state and type of debt.

West Asset Management, Inc. Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with West Asset Management

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

• It is a violation of federal law for West Asset Management to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
• West Asset Management cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
• West Asset Management must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
• West Asset Management cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove West Asset Management From Your Credit Report Today!

Credit Saint can help you dispute West Asset Management accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.