Who is Windham Professionals?
Windham Professionals, Inc. is a debt collection agency based in Salem, New Hampshire, with additional locations in several other U.S. states. This agency assists businesses in various industries to recover debts that consumers have not paid.
If you see Windham Professionals on your credit report, it’s typically due to an outstanding debt that they are attempting to collect. This may happen if you have unpaid bills or other financial obligations.
Who does Windham Professionals collect for?
Windham Professionals collects for a variety of sectors. These include the healthcare industry, where they work with providers to recover unpaid medical bills. They also service the higher education sector, specifically aiding in the collection of outstanding student loan debts.
Furthermore, Windham Professionals assists insurance companies in recouping unpaid premiums and other related debts. They partner with businesses in the professional services sector to collect on unpaid service fees, and they collaborate with retail businesses to recover debts related to unpaid purchases.
In addition, Windham Professionals works with telecommunications companies to collect unpaid bills, and they also support transportation companies in their efforts to recover unpaid fees.
Is Windham Professionals legit or a scam?
Windham Professionals is a legitimate debt collection company. However, they may employ persistent methods of communication, such as repeated phone calls, text messages, or emails, in their efforts to collect a debt.
How can I remove Windham Professional from my credit report?
Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(Though debt collectors may not want this widely known, it’s your right to be informed.)
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Windham Professionals, Inc. Contact Information
Address:
380 Main Street
Salem, NH 03079
150 Saundersville Road
Hendersonville, TN 37075
3320 W Sahara Road, Suite 200
Las Vegas, NV 89102
5680 Main Street
Williamsville, NY 14221
Phone number: (800) 969-0059
Should I contact or pay Windham Professionals?
Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with Windham Professionals is to work with a credit repair professional. They help remove millions of negative items every year from companies like Windham Professionals, Inc. on behalf of their clients.
Will Windham Professionals sue me or garnish my wages?
Windham Professionals does have the right to sue for an unpaid debt. If they decide to pursue legal action and are successful in court, they may be awarded a judgment. This judgment could potentially allow them to garnish your wages or levy your bank account, depending on the laws of your specific state.
However, it’s important to remember that taking legal action is often a last resort for many collection agencies, as it can be time-consuming and costly.
Windham Professionals, Inc. Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Windham Professionals, Inc.
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for Windham Professionals to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- Windham Professionals cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- Windham Professionals must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- Windham Professionals cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove Windham Professionals From Your Credit Report Today!
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If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
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