Zakheim Law Group

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Is Zakheim Law Group hurting your credit score?

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Who is Zakheim Law Group?

Zakheim Law Group, P.A., also known as Zakheim & LaVrar, P.A., is a debt collection law firm based in Plantation, Florida. The company is in the business of assisting other businesses in the collection of debts.

If you see them listed on your credit report, it usually signifies that you owe a debt that hasn’t been paid.

Who does Zakheim Law Group collect for?

Zakheim Law Group provides its services to a wide range of clients, including credit card companies like Citibank, among others. They work on behalf of these companies to collect debts that have been defaulted or delayed by individuals. Their clientele might also include healthcare providers, utility companies, financial institutions, and other businesses that offer credit to their customers.

Is Zakheim Law Group legit or a scam?

Zakheim Law Group is a legitimate company. However, because their approach to collecting debts can be very persistent and might include frequent calls, texts, or emails, it’s common for consumers to feel harassed or overwhelmed.

How can I remove Zakheim Law Group from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Zakheim Law Group, P.A. / Zakheim & LaVrar, P.A. Contact Information

Address:

Zakheim Law Group, P.A.
1133 S University Dr. #2
Plantation, FL 33324

Phone number: (954) 735-4455

Should I contact or pay Zakheim Law Group?

Before contacting a debt collector, verify that the debt is legitimate and accurately reported. Sometimes, credit reports contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock. As a result, it could harm your credit rather than improve it.

The most effective way to deal with Zakheim Law Group is to work with a credit repair professional. They help remove millions of negative items every year from companies like Zakheim Law Group, P.A. on behalf of their clients.

Will Zakheim Law Group, P.A. sue me or garnish my wages?

Zakheim Law Group, P.A. does have the legal capacity to sue for outstanding debts. If a judgment is obtained against you in court, it can lead to wage garnishment or bank account levies. However, these actions generally occur after several attempts to collect the debt have been unsuccessful and are usually considered a last resort.

Before they can garnish your wages, they must first sue you, win the case, and obtain a court order. It’s also worth noting that the rules for wage garnishment vary by state, so the amount that can be garnished from your wages depends on your specific situation and the laws in your location.

Zakheim Law Group, P.A. Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Zakheim Law Group, P.A.

Zakheim Law Group must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Zakheim Law Group to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Zakheim Law Group may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Zakheim Law Group must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Zakheim Law Group cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Zakheim Law Group From Your Credit Report Today!

Credit Saint can assist you in disputing Zakheim Law Group collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

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