What Credit Score Is Needed for an eBay Mastercard?

Are you thinking about applying for the eBay Mastercard?

The minimum recommended credit score for this credit card is 630.

eBay Mastercard

Your credit score is a reflection of your creditworthiness and financial history. It can impact your ability to obtain credit, such as loans, mortgages, and credit cards. If your credit score is below 630, you may want to work on improving your credit before applying for the eBay Mastercard or any other credit card.

How long does it take to get approved for the eBay credit card?

When applying for an eBay credit card, you may be able to receive a decision instantly. However, it can also take up to two business days. In some cases, if your application is still under review, the wait may be a bit more. So, don’t be surprised if you don’t get an answer right away.

If you don’t hear back after two business days, you can check the status of your application online or by calling (844) 435-0237.

Remember, submitting multiple credit applications in a short time frame can have a detrimental impact on your credit score. To maximize your chances of approval, be sure to only apply for credit cards that are suitable for your credit profile and financial position.

How to Increase Your Chances of Getting Approved for an eBay Mastercard

Getting approved for an eBay Mastercard requires a little planning. Most credit card offers require very good credit. So, when applying for new credit, it’s essential to know your credit scores and what’s on your credit reports.

Credit card issuers want to see a strong credit history, steady income, and low credit utilization. If you’re using too much of your existing revolving credit, it’s a sign that you may not pay them back. You’ll also want to make sure you haven’t applied for too much credit in the recent past. Having too many credit inquiries can lessen your chances of getting approved.

Need help improving your credit score?

One of the best ways to improve your credit scores is by removing negative items from your credit report. Credit Saint can help you dispute (and possibly remove) the following items:

  • late payments
  • collections
  • charge offs
  • foreclosures
  • repossessions
  • bankruptcies

With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients. So if you’re struggling with bad credit and want to increase the likelihood of getting approved for new credit, visit their website for a free credit consultation.

Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.