What Credit Score Is Needed for a Southwest Credit Card?

Credit Cards

Are you thinking about applying for a Southwest Airlines credit card?

Chase offers three Southwest Airlines credit cards that allow you to earn Southwest Rapid Rewards points:

  • Southwest Rapid Rewards Priority Credit Card
  • Southwest Rapid Rewards Premier Credit Card
  • Southwest Rapid Rewards Plus Credit Card

The minimum recommended credit score for these credit card is 670. However, there have been reports of approvals with a score as low as 620.

Southwest Rapid Rewards card

How to Increase Your Chances of Getting Approved for Southwest Credit Card

Getting approved for a credit card requires a little planning. Most credit card offers require very good credit. So, when applying for new credit, it’s essential to know your credit scores and what’s on your credit reports.

Credit card issuers want to see a strong credit history, steady income, and low credit utilization. If you’re using too much of your existing revolving credit, it’s a sign that you may not pay them back. You’ll also want to make sure you haven’t applied for too much credit in the recent past. Having too many credit inquiries can lessen your chances of getting approved.

Need help improving your credit score?

One of the best ways to improve your credit scores is by removing negative items from your credit report. Lexington Law can help you dispute (and possibly remove) the following items:

  • late payments
  • collections
  • charge offs
  • foreclosures
  • repossessions
  • judgments
  • liens
  • bankruptcies

They have over 18 years of experience and have removed over 7 million negative items for their clients in 2020 alone. So if you’re struggling with bad credit and want to increase the likelihood of getting approved for new credit, give them a call at (800) 220-0084 for a free credit consultation.

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