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Set against the backdrop of the Rocky Mountains, Wyoming combines wide-open spaces with a dependable network of banks and credit unions. From ranch towns to growing cities, residents have access to financial institutions that support everything from home loans to everyday checking.
The state’s banks include well-known national names and local providers that focus on personal service and community investment.
9 Best Banks in Wyoming
We selected Wyoming’s top banks based on customer service, product variety, accessibility, and digital banking features. Whether you want low-fee checking, competitive savings rates, or strong small business support, these banks offer reliable options across the state.
Subject to certain terms and limitations. Offer valid through May 6, 2025. Member FDIC.
Offer may not be available if you live outside of the U.S. Bank footprint or are not an existing client of U.S. Bank or State Farm.
The account includes a free debit card that can be locked or unlocked if ever misplaced or stolen. There are no ATM transaction fees at U.S. Bank ATMs and no surcharge fees at over 40,000 MoneyPass® Network ATMs.
The checking account requires a $25 opening deposit and a $6.95 monthly fee. This fee can be waived for those 24 and under, 65 and over, or military members (must self-disclose).
Additionally, the fee can be waived with monthly deposits of $1,000+, an average balance of $1,500+, or holding an eligible U.S. Bank credit card. Qualifying for any Smart Rewards® tier (Primary, Plus, Premium, or Pinnacle) also waives the fee.
It operates branches in Alpine, Dubois, Etna, Jackson, and Pinedale. Locally owned and operated, the bank focuses on community ties and regional expertise.
It offers personal banking services such as checking and savings accounts, CDs, and mortgage loans. Business customers can access customized solutions for everyday banking and lending needs.
The bank also provides trust and wealth management services. Its strong reputation and competitive offerings make it a dependable option for customers across western Wyoming.
First Bank of Wyoming, a division of Glacier Bank, operates ten branches across western Wyoming.
Locations include Alpine, Cody, Etna, Evanston, Kemmerer, Lovell, Pinedale, Powell, Rock Springs, and Sheridan.
As a community-focused bank, it delivers personalized service backed by the stability of a larger financial group.
Customers can open checking and savings accounts, CDs, money market accounts, health savings accounts, and apply for personal or business loans. Most accounts require a $100 opening deposit and are FDIC-insured.
The bank offers four checking options, including the Totally Free Checking account with unlimited check writing and no minimum balance or monthly fees. Savings accounts can be linked for overdraft protection.
With online banking, a mobile app, and access to over 55,000 fee-free ATMs through the Allpoint network, First Bank of Wyoming offers convenience without sacrificing local service.
UniWyo Federal Credit Union is based in Laramie and ranks as Wyoming’s second-largest credit union.
Membership is open to Wyoming residents, select areas in Colorado, University of Wyoming students, faculty, and staff, as well as U.S. government and state employees and military personnel connected to the university.
UniWyo has branches in Casper, Cheyenne, Cody, Douglas, Glenrock, and Laramie.
Members can access checking and savings accounts, share certificates, IRAs, money market accounts, and health savings accounts.
Loan options include auto loans, personal loans, student loans, mortgages, business loans, credit cards, and home equity products.
With online and mobile banking tools, UniWyo makes it easy for members to manage their finances anytime.
Chase Bank is a national bank with branch locations in Cheyenne and Jackson.
Its broad product lineup and national reach make it a reliable option for individuals and businesses alike.
Customers can choose from checking and savings accounts, credit cards, mortgages, and personal and business loans.
The Chase Total Checking® account gives access to over 16,000 ATMs and 4,700+ branches nationwide.
Chase’s mobile and online banking tools make it easy to manage accounts, pay bills, and transfer funds.
Business customers benefit from dedicated services like business checking, financing, credit cards, and merchant support, making Chase a practical choice for managing both personal and business finances in Wyoming.
Founded in 1938, Pinnacle Bank serves thousands of Wyoming residents with 14 branches statewide.
With locations in Cody, Gillette, Lingle, Moorcroft, Newcastle, Powell, Sundance, Ten Sleep, Thermopolis, Torrington, and Worland, the bank offers accessible service in key communities.
Pinnacle Bank provides a full range of personal and business banking products, including checking and savings accounts, money market accounts, CDs, loans, credit cards, and mortgages. Most accounts are FDIC-insured for added security.
Customers can manage their accounts through user-friendly online and mobile banking tools.
For business owners, the bank offers checking accounts, lending options, and merchant services—making it a dependable choice for comprehensive financial solutions in Wyoming.
Established in Kalispell, Montana in 1955, Glacier Bank operates 15 branches in and around Wyoming.
Locations include Afton, Alpine, Cody, Evanston, Guernsey, Kemmerer, Lovell, Mountain View, Pinedale, Powell, Rock Springs, Torrington, and Wheatland.
Glacier Bank offers a wide range of financial products and services. These include business services, car loans, credit cards, home equity loans, investments, personal loans, savings accounts, and CDs.
The bank is known for its commitment to providing comprehensive banking solutions tailored to meet the needs of both individuals and businesses.
Customers can benefit from competitive interest rates on savings accounts and flexible loan options. Glacier Bank also provides advanced online and mobile banking tools, making it easy to manage finances from anywhere.
Since 1918, Converse County Bank has served the Douglas, Wyoming area with a strong commitment to the community.
It operates three branches: the Main Branch on Walnut Street, the Richards Branch on Richards Street, and the Yellowstone Branch on West Yellowstone Street.
Converse County Bank offers a wide array of financial products and services.
For personal banking, it provides checking accounts, savings accounts, money market accounts, CDs, IRAs, and health savings accounts. The bank also offers various personal loans, including home and auto loans.
It also caters to businesses with services such as commercial real estate loans, business lines of credit, and agriculture loans. The bank also issues credit cards and provides a ready reserve line of credit.
Customers can access their accounts through online and mobile banking tools, ensuring convenience and flexibility.
Each branch offers drive-through services and extended hours, making it easy for customers to manage their finances.
How to Choose the Best Bank in Wyoming
Selecting the right bank is essential for managing your finances effectively. Here are key factors to consider when choosing the best bank in Wyoming:
Assess Your Banking Needs
Begin by evaluating your personal or business banking requirements. Determine which services you need most, such as checking and savings accounts, loans, credit cards, or investment options. Knowing your priorities will help narrow down your choices.
Consider the Types of Accounts Offered
Different banks provide various types of accounts, each with unique features. Look for banks that offer a range of account options that suit your needs:
Checking accounts: Seek accounts with low or no monthly fees, no minimum balance requirements, and features like unlimited check writing and debit card access.
Savings accounts: Consider accounts with competitive interest rates, low fees, and features such as automatic transfers and overdraft protection.
Certificates of deposit (CDs): If you’re interested in CDs, compare the interest rates and terms offered by different banks.
Money market accounts: These accounts often offer higher interest rates, but may require higher minimum balances.
Evaluate Interest Rates and Fees
Interest rates and fees can significantly impact your savings and overall banking experience. Compare the interest rates offered on savings accounts, CDs, and money market accounts. Also, consider the fees associated with checking accounts, such as monthly maintenance fees, overdraft fees, and ATM fees. Look for banks that offer competitive rates and minimal fees.
Check for Accessibility and Convenience
Accessibility and convenience are important factors in choosing a bank. Consider the following:
Branch locations: Ensure the bank has branches conveniently located near your home or workplace.
ATM network: Check if the bank is part of a large ATM network, allowing you to access your money without incurring extra fees.
Online and mobile banking: Evaluate the bank’s digital banking tools. Look for features such as mobile check deposit, online bill pay, and user-friendly mobile apps.
Customer Service and Reputation
Good customer service is essential for a positive banking experience. Research the bank’s reputation by reading reviews from other customers. Consider banks with high ratings for customer service, as they are more likely to provide a satisfactory experience.
Special Offers and Promotions
Many banks offer special promotions for new customers, such as cash bonuses for opening new accounts or competitive interest rates on savings. Take advantage of these offers, but be sure to read the fine print to understand any requirements or limitations.
Financial Stability
Choose a bank with a strong financial standing. Look for banks that are FDIC-insured, which means your deposits are protected up to $250,000 per depositor. Research the bank’s financial health by reviewing its ratings from reputable sources.
Additional Services
Consider any additional services that might be important to you, such as:
Loan and credit services: If you need personal, auto, or mortgage loans, compare the interest rates and terms offered by different banks.
Business banking: If you run a business, look for banks that offer comprehensive business banking services, including business loans, merchant services, and business checking accounts.
Investment services: Some banks offer investment options, such as IRAs, mutual funds, and financial planning services.
Community Involvement
For some customers, a bank’s involvement in the local community is an important consideration. Look for banks that support local events, charities, and small businesses.
Final Thoughts
Finding the right bank in Wyoming depends on your specific financial priorities—whether that means lower fees, strong customer service, easy access to branches and ATMs, or a top-rated digital experience. From large national banks to local community options, Wyoming offers reliable choices for both individuals and businesses.
Take time to compare features like account types, interest rates, and service quality. The right bank will not only meet your current needs but also support your long-term financial goals with tools, guidance, and dependable service.
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