Accelerated Financial Solutions


Is Accelerated Financial Solutions hurting your credit score?

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Who is Accelerated Financial Solutions?

Accelerated Financial Solutions, LLC (AFS) is a debt collection agency with its primary location in Greenville, South Carolina, and an additional office in Raymondville, Texas.

As part of their services, AFS manages and collects past due accounts for businesses. If you come across AFS or variants such as “accl fin sol,” “afs collections,” or “accelerated financial” on your credit report, it signifies an outstanding debt that you have not yet repaid.

Who does Accelerated Financial Solutions collect for?

Accelerated Financial Solutions is not only a debt collection agency but also an active debt buyer. This means they may purchase debts from original creditors for a fraction of the amount owed, then work to recover the full debt from the debtor. As such, they collect for a variety of sectors, which could include credit card companies, banks, healthcare providers, utility companies, and more.

Is Accelerated Financial Solutions legit or a scam?

Accelerated Financial Solutions is a legitimate debt collection company. However, their debt collection practices can involve frequent calls, texts, or emails, which some consumers may find intrusive or excessive.

How can I remove Accelerated Financial Solutions from my credit report?

Accelerated Financial Solutions collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

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They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

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Accelerated Financial Solutions (AFS) Contact Information


Accelerated Financial Solutions, LLC
25 Woods Lake Rd Ste 507
Greenville, SC 29607

Phone number: (866) 246-8778 or (864) 991-3211

Should I contact or pay Accelerated Financial Solutions?

Before contacting a debt collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Accelerated Financial Solutions is to work with a credit repair professional. They help remove millions of negative items every year from companies like Accelerated Financial Solutions on behalf of their clients.

Will Accelerated Financial Solutions sue me or garnish my wages?

As a debt collection agency, Accelerated Financial Solutions (AFS) does have the legal authority to sue you for outstanding debts. If they file a lawsuit and the court rules in their favor, they may be able to garnish your wages or levy your bank accounts.

However, wage garnishment is typically a last resort after several attempts to collect the debt through more conventional methods have been unsuccessful. Before AFS or any debt collection agency can garnish your wages, they must first sue you, win the case, and then obtain a court order permitting wage garnishment.

The laws governing wage garnishment vary from state to state, so the specifics of what could happen in your situation depend on local laws and the nature of your debt. If you’re facing the prospect of a lawsuit from a debt collector, it can be beneficial to consult with an attorney to understand your rights and potential options.

Accelerated Financial Solutions, LLC Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with Accelerated Financial Solutions, you should also consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Accelerated Financial Solutions

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for Accelerated Financial Solutions to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • Accelerated Financial Solutions cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • Accelerated Financial Solutions must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • Accelerated Financial Solutions cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Accelerated Financial Solutions From Your Credit Report Today!

Credit Saint can help you dispute Accelerated Financial Solutions collections. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.