Accelerated Financial Solutions

Is Accelerated Financial Solutions hurting your credit score?

Schedule a complimentary credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is Accelerated Financial Solutions?

Accelerated Financial Solutions, LLC (AFS) is a debt collection agency with its primary location in Greenville, South Carolina, and an additional office in Raymondville, Texas.

As part of their services, AFS manages and collects past due accounts for businesses. If you come across AFS or variants such as “accl fin sol,” “afs collections,” or “accelerated financial” on your credit report, it signifies an outstanding debt that you have not yet repaid.

Who does Accelerated Financial Solutions collect for?

Accelerated Financial Solutions is not only a debt collection agency but also an active debt buyer. This means they may purchase debts from original creditors for a fraction of the amount owed, then work to recover the full debt from the debtor. As such, they collect for a variety of sectors, which could include credit card companies, banks, healthcare providers, utility companies, and more.

Is Accelerated Financial Solutions legit or a scam?

Accelerated Financial Solutions is a legitimate debt collection company. However, their debt collection practices can involve frequent calls, texts, or emails, which some consumers may find intrusive or excessive.

How can I remove Accelerated Financial Solutions from my credit report?

Accelerated Financial Solutions collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Some clients have raised their credit scores
by 100 points* or more.

[*] Results are not typical or guaranteed.

Lexington Law is a professional credit repair law firm that works with people who want to fix their credit.

In addition to collections, they can work with you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Accelerated Financial Solutions (AFS) Contact Information


Accelerated Financial Solutions, LLC
25 Woods Lake Rd Ste 507
Greenville, SC 29607

Phone number: (866) 246-8778 or (864) 991-3211

Should I contact or pay Accelerated Financial Solutions?

Nothing good can come from speaking to a debt collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with Accelerated Financial Solutions is to work with a credit repair professional. They help remove millions of negative items every year from companies like Accelerated Financial Solutions on behalf of their clients.

Will Accelerated Financial Solutions sue me or garnish my wages?

As a debt collection agency, Accelerated Financial Solutions (AFS) does have the legal authority to sue you for outstanding debts. If they file a lawsuit and the court rules in their favor, they may be able to garnish your wages or levy your bank accounts.

However, wage garnishment is typically a last resort after several attempts to collect the debt through more conventional methods have been unsuccessful. Before AFS or any debt collection agency can garnish your wages, they must first sue you, win the case, and then obtain a court order permitting wage garnishment.

The laws governing wage garnishment vary from state to state, so the specifics of what could happen in your situation depend on local laws and the nature of your debt. If you’re facing the prospect of a lawsuit from a debt collector, it can be beneficial to consult with an attorney to understand your rights and potential options.

Accelerated Financial Solutions, LLC Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with Accelerated Financial Solutions, you should also consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Accelerated Financial Solutions

Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Accelerated Financial Solutions to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Accelerated Financial Solutions may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Accelerated Financial Solutions must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Accelerated Financial Solutions cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Accelerated Financial Solutions From Your Credit Report Today!

Lexington Law can assist you in disputing Accelerated Financial Solutions collections. With more than 18 years of experience, they achieved over 6 million removals for their clients in 2021 alone.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website for a free credit consultation to see what they can do for you.

Ready to Repair Your Credit?

Some clients have raised their credit scores
by 100 points* or more.

[*] Results are not typical or guaranteed.