Accredited Collection Service

Who is Accredited Collection Service?

Accredited Collection Service, Inc. is a debt collection agency based in Papillion, Nebraska. If an outstanding debt has been transferred to this agency, their name might appear on your credit report.

Who does Accredited Collection Service collect for?

Accredited Collection Service works on behalf of original creditors to collect past-due debts. This includes a variety of industries, depending on the clients they are serving at a given time.

Is Accredited Collection Service legit or a scam?

While Accredited Collection Service is a legitimate company, their method of contacting debtors might be perceived as intrusive or persistent, as they may frequently call, text, or email you.

How can I remove Accredited Collection Service from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Accredited Collection Service Contact Information

Address:

Accredited Collection Service, Inc.
716 Tara Plaza
Papillion, NE 68046

Mailing address:

Accredited Collection Service, Inc.
P.O. Box 27238
Omaha, NE 68127

Phone number: (402) 331-0103 or (877) 331-0103

Should I contact or pay Accredited Collection Service?

Before contacting a third-party collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Accredited Collection Service is to work with a credit repair professional. They help remove millions of negative items every year from companies like Accredited Collection Service on behalf of their clients.

Will Accredited Collection Service sue me or garnish my wages?

Accredited Collection Service, like other debt collection agencies, has the ability to sue you for an unpaid debt. If they choose to sue and are successful in their lawsuit, they could obtain a court judgment against you. This judgment could potentially allow them to garnish your wages or levy your bank account to recover the debt you owe.

However, it’s important to note that garnishing wages or levying bank accounts is typically a last resort and involves several steps. Moreover, the rules and procedures regarding wage garnishment can vary greatly depending on the state and the type of debt.

Accredited Collection Service Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Accredited Collection Service

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

• It is a violation of federal law for Accredited Collection Service to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
• Accredited Collection Service cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
• Accredited Collection Service must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
• Accredited Collection Service cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Accredited Collection Service From Your Credit Report Today!

Credit Saint can help you dispute Accredited Collection Service collection accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.