Accredited Collection Service


Is Accredited Collection Service hurting your credit score?

Schedule a free credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is Accredited Collection Service?

Accredited Collection Service, Inc. is a debt collection agency based in Papillion, Nebraska. If an outstanding debt has been transferred to this agency, their name might appear on your credit report.

Who does Accredited Collection Service collect for?

Accredited Collection Service works on behalf of original creditors to collect past-due debts. This includes a variety of industries, depending on the clients they are serving at a given time.

Is Accredited Collection Service legit or a scam?

While Accredited Collection Service is a legitimate company, their method of contacting debtors might be perceived as intrusive or persistent, as they may frequently call, text, or email you.

How can I remove Accredited Collection Service from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Accredited Collection Service Contact Information


Accredited Collection Service, Inc.
716 Tara Plaza
Papillion, NE 68046

Mailing address:

Accredited Collection Service, Inc.
P.O. Box 27238
Omaha, NE 68127

Phone number: (402) 331-0103 or (877) 331-0103

Should I contact or pay Accredited Collection Service?

Before contacting a third-party collection agency, verify that the debt is legitimate and accurately reported. Sometimes, credit reports contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock. As a result, it could harm your credit rather than improve it.

The most effective way to deal with Accredited Collection Service is to work with a credit repair professional. They help remove millions of negative items every year from companies like Accredited Collection Service on behalf of their clients.

Will Accredited Collection Service sue me or garnish my wages?

Accredited Collection Service, like other debt collection agencies, has the ability to sue you for an unpaid debt. If they choose to sue and are successful in their lawsuit, they could obtain a court judgment against you. This judgment could potentially allow them to garnish your wages or levy your bank account to recover the debt you owe.

However, it’s important to note that garnishing wages or levying bank accounts is typically a last resort and involves several steps. Moreover, the rules and procedures regarding wage garnishment can vary greatly depending on the state and the type of debt.

Accredited Collection Service Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Accredited Collection Service

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Accredited Collection Service to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Accredited Collection Service may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Accredited Collection Service must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Accredited Collection Service cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Accredited Collection Service From Your Credit Report Today!

Credit Saint can assist you in disputing Accredited Collection Service collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.