Advanced Capital Solutions

Who is Advanced Capital Solutions?

Advanced Capital Solutions, Inc. (ACS) is a debt collection agency based in North Canton, Ohio. Founded in 2007, ACS works as a third-party agency to recover unpaid consumer debts. This company is well known in the debt collection industry and is licensed to operate nationally across the United States.

You may find them on your credit report under the collections section if you have an unpaid debt that ACS has been tasked to collect.

Who does Advanced Capital Solutions collect for?

Advanced Capital Solutions collects primarily for payday loan companies. These are short-term, high-interest loans that are typically due on the borrower’s next payday. If a borrower defaults on a payday loan, the lender may turn the debt over to a collection agency like ACS.

Is Advanced Capital Solutions legit or a scam?

Advanced Capital Solutions, Inc. is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Advanced Capital Solutions from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years, regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Advanced Capital Solutions, Inc. Contact Information

Address:

Advanced Capital Solutions, Inc.
5553 Whipple Ave NW N
North Canton, OH 44720

Phone number: (855) 477-8864

Should I contact or pay Advanced Capital Solutions, Inc.?

It’s best to avoid speaking to a debt collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it.

The most effective way to deal with Advanced Capital Solutions is to work with a credit repair professional. They help remove millions of negative items every year from companies like Advanced Capital Solutions, Inc. on behalf of their clients.

Will Advanced Capital Solutions, Inc. sue me or garnish my wages?

In situations where you have outstanding debts, it’s possible that Advanced Capital Solutions, Inc., like many other debt collection agencies, can take legal action to collect the debt, including filing a lawsuit. If they win the lawsuit and obtain a judgment against you, they may be able to garnish your wages or bank accounts or put a lien on your property, depending on the laws in your state.

However, before it reaches that point, ACS and other debt collection agencies will typically make several attempts to collect the debt through letters and phone calls. They may also be willing to negotiate a payment plan or a settlement for less than the full amount of the debt.

Advanced Capital Solutions, Inc. Complaints

Most third-party collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Advanced Capital Solutions, Inc.

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

• It is a violation of federal law for Advanced Capital Solutions to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
• Advanced Capital Solutions may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
• Advanced Capital Solutions must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
• Advanced Capital Solutions cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Advanced Capital Solutions From Your Credit Report Today!

Credit Saint can assist you in disputing Advanced Capital Solutions accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.