Who is Advanced Collection Bureau, Inc.?
Advanced Collection Bureau, Inc. is a debt collection agency based in Rockledge, Florida. Their primary role is to collect unpaid debts on behalf of different companies or organizations.
If you see Advanced Collection Bureau listed on your credit report, it usually indicates that you have an unpaid debt that has been turned over to them for collection.
Who does Advanced Collection Bureau collect for?
Advanced Collection Bureau provides services to a wide range of industries. They specialize in collecting debts for commercial businesses, healthcare providers, and utility companies.
Is Advanced Collection Bureau legit or a scam?
Advanced Collection Bureau, Inc. is a legitimate debt collection company. They are authorized to collect debts on behalf of their clients. However, like many debt collection agencies, they may engage in frequent communication attempts like phone calls, text messages, or emails as part of their collection practices.
How can I remove Advanced Collection Bureau from my credit report?
Advanced Collection Bureau collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
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Professional credit repair services work with people who want to get their credit back on track.
In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.
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Advanced Collection Bureau, Inc. Contact Information
Advanced Collection Bureau, Inc.
1535 Cogswell St.
Rockledge, FL 32955
Advanced Collection Bureau, Inc.
P.O. Box 560063
Rockledge, FL 32956-0063
Phone number: (321) 633-4999
Should I contact or pay Advanced Collection Bureau, Inc.?
It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with Advanced Collection Bureau is to work with a credit repair professional. They help remove millions of negative items every year from companies like Advanced Collection Bureau, Inc. on behalf of their clients.
Will Advanced Collection Bureau, Inc. sue me or garnish my wages?
Advanced Collection Bureau, Inc., like other debt collection agencies, is entitled to sue you for unpaid debts. If they win the lawsuit and obtain a judgment against you, depending on the laws in your state, they may have the ability to garnish your wages, levy your bank accounts, or place a lien on your property.
However, not all collection agencies will choose to sue or garnish wages for every debt. The decision to sue often depends on factors such as the size of the debt, the likelihood of successfully collecting the debt, and the costs associated with legal proceedings.
Advanced Collection Bureau, Inc. Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Advanced Collection Bureau, Inc.
Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for Advanced Collection Bureau to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- Advanced Collection Bureau, Inc. may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- Advanced Collection Bureau must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- Advanced Collection Bureau cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove Advanced Collection Bureau From Your Credit Report Today!
Credit Saint can assist you in disputing Advanced Collection Bureau accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
Ready to Repair Your Credit?
Learn how to get help disputing errors on your credit report that could be hurting your credit score.
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