Advanced Collection Bureau, Inc.


Is Advanced Collection Bureau, Inc. hurting your credit score?

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Who is Advanced Collection Bureau, Inc.?

Advanced Collection Bureau, Inc. is a debt collection agency based in Rockledge, Florida. Their primary role is to collect unpaid debts on behalf of different companies or organizations.

If you see Advanced Collection Bureau listed on your credit report, it usually indicates that you have an unpaid debt that has been turned over to them for collection.

Who does Advanced Collection Bureau collect for?

Advanced Collection Bureau provides services to a wide range of industries. They specialize in collecting debts for commercial businesses, healthcare providers, and utility companies.

Is Advanced Collection Bureau legit or a scam?

Advanced Collection Bureau, Inc. is a legitimate debt collection company. They are authorized to collect debts on behalf of their clients. However, like many debt collection agencies, they may engage in frequent communication attempts like phone calls, text messages, or emails as part of their collection practices.

How can I remove Advanced Collection Bureau from my credit report?

Advanced Collection Bureau collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

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Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

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Advanced Collection Bureau, Inc. Contact Information


Advanced Collection Bureau, Inc.
1535 Cogswell St.
Rockledge, FL 32955

Mailing address:

Advanced Collection Bureau, Inc.
P.O. Box 560063
Rockledge, FL 32956-0063

Phone number: (321) 633-4999

Should I contact or pay Advanced Collection Bureau, Inc.?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Advanced Collection Bureau is to work with a credit repair professional. They help remove millions of negative items every year from companies like Advanced Collection Bureau, Inc. on behalf of their clients.

Will Advanced Collection Bureau, Inc. sue me or garnish my wages?

Advanced Collection Bureau, Inc., like other debt collection agencies, is entitled to sue you for unpaid debts. If they win the lawsuit and obtain a judgment against you, depending on the laws in your state, they may have the ability to garnish your wages, levy your bank accounts, or place a lien on your property.

However, not all collection agencies will choose to sue or garnish wages for every debt. The decision to sue often depends on factors such as the size of the debt, the likelihood of successfully collecting the debt, and the costs associated with legal proceedings.

Advanced Collection Bureau, Inc. Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Advanced Collection Bureau, Inc.

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for Advanced Collection Bureau to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • Advanced Collection Bureau, Inc. cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • Advanced Collection Bureau must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • Advanced Collection Bureau cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Advanced Collection Bureau From Your Credit Report Today!

Credit Saint can help you dispute Advanced Collection Bureau accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.