Who is Allied Business Services?
Allied Business Services, based in Zeeland, Michigan, is a debt collection agency that operates to assist creditors in recouping unpaid debts.
If you have failed to settle a bill, your debt may be transferred to Allied Business Services by the original creditor. You might notice their name on your credit report as a collections account.
Who does Allied Business Services collect for?
Allied Business Services collects on behalf of hospitals in collecting unpaid medical bills. Additionally, they aid financial institutions like banks in recouping unpaid loans or credit card debts. Furthermore, they work with various other major creditors, including utility companies and educational institutions, to recover overdue payments.
Is Allied Business Services legit or a scam?
Allied Business Services is a legitimate company. However, their methods to recover debts might involve persistent contact, such as frequent phone calls, texts, or emails.
While this can be invasive, it generally falls within legal debt collection practices. Always remember to verify any debt claims before making payments to ensure you’re not falling victim to potential scams.
How can I remove Allied Business Services from my credit report?
Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
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Allied Business Services Contact Information
Allied Business Services
400 Allied Court
Zeeland, MI 49464
Phone number: (888) 381-9616
Should I contact or pay Allied Business Services?
It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with Allied Business Services is to work with a credit repair professional. They help remove millions of negative items every year from companies like Allied Business Services on behalf of their clients.
Will Allied Business Services sue me or garnish my wages?
Allied Business Services does have the legal right to take steps to collect the debts owed to them, which may include filing a lawsuit against you. If they win the lawsuit and receive a judgement from the court, they have the potential to garnish your wages, place a lien on your property, or freeze your bank accounts.
However, it’s worth noting that such measures are often considered a last resort, after all other attempts to collect the debt have been unsuccessful. Not every debt collector will choose this path, as lawsuits can be costly and time-consuming. Many would prefer to work out a payment plan or settlement with you.
Allied Business Services Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Allied Business Services
In the U.S., state and federal laws, like the Fair Debt Collection Practices Act (FDCPA), protect you from abusive, unfair, or deceptive practices by debt collectors such as Allied Business Services.
They cannot provide inaccurate or incomplete information about you, threaten or harass you, or lie about their identity. They are also prohibited from threatening arrest over unpaid debts.
You are entitled to request debt validation and they must provide proof within 30 days. If they persist in calling, you can send a cease and desist letter and insist on communication only in writing. If you do talk to them on the phone, consider recording the call.
Remove Allied Business Services From Your Credit Report Today!
Credit Saint can assist you in disputing Allied Business Services collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
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