Who is Allied Business Services?
Allied Business Services, based in Zeeland, Michigan, is a debt collection agency that operates to assist creditors in recouping unpaid debts. If you have an unsettled bill, the original creditor may hand over the debt to this agency for collection.
Who does Allied Business Services collect for?
Allied Business Services collects on behalf of hospitals in collecting unpaid medical bills. Additionally, they aid financial institutions like banks in recouping unpaid loans or credit card debts. Furthermore, they work with various other major creditors, including utility companies and educational institutions, to recover overdue payments.
Is Allied Business Services legit or a scam?
Allied Business Services is a legitimate company. However, their methods to recover debts might involve persistent contact, such as frequent phone calls, texts, or emails.
While this can be invasive, it generally falls within legal debt collection practices. Always remember to verify any debt claims before making payments to ensure you’re not falling victim to potential scams.
How can I remove Allied Business Services from my credit report?
Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
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Lexington Law is a professional credit repair law firm that works with people who want to fix their credit.
In addition to collections, they can work with you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.
Get started on the path to better credit today: Fill out the form for a free credit consultation.
Allied Business Services Contact Information
Address:
Allied Business Services
400 Allied Court
Zeeland, MI 49464
Phone number: (888) 381-9616
Should I contact or pay Allied Business Services?
It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with Allied Business Services is to work with a credit repair professional. They help remove millions of negative items every year from companies like Allied Business Services on behalf of their clients.
Will Allied Business Services sue me or garnish my wages?
It’s possible, but if you work with a law firm like Lexington Law, you have nothing to worry about. They aid you in disputing the collection account with the credit bureaus, with the possibility of having it removed from your credit history. It’s also possible that you never hear from or have to deal with Allied Business Services again.
Wage garnishment is state-dependent. In states that forbid it, debt collectors can’t legally threaten garnishment. Also, Allied Business Services can’t legally make unfounded threats, like lawsuits or home foreclosure.
Is Allied Business Services hurting my credit score?
Any derogatory item on your credit report, including a collections account, may harm your credit score.
Debt collectors often buy and sell debt from one another. This can lead to multiple collections on your credit report for the same account.
To get an account removed, you must file a separate dispute with each credit bureau; Equifax, Experian, and TransUnion, or it can negatively impact your credit score.
Allied Business Services Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Allied Business Services
In the U.S., state and federal laws, like the Fair Debt Collection Practices Act (FDCPA), protect you from abusive, unfair, or deceptive practices by debt collectors such as Allied Business Services.
They cannot provide inaccurate or incomplete information about you, threaten or harass you, or lie about their identity. They are also prohibited from threatening arrest over unpaid debts.
You are entitled to request debt validation and they must provide proof within 30 days. If they persist in calling, you can send a cease and desist letter and insist on communication only in writing. If you do talk to them on the phone, consider recording the call.
Remove Allied Business Services From Your Credit Report Today!
Lexington Law can assist you in disputing Allied Business Services collection accounts. With more than 18 years of experience, they achieved over 6 million removals for their clients in 2021 alone.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
They have helped many people in your situation. Fill out the form on their website for a free credit consultation to see what they can do for you.
Ready to Repair Your Credit?
Some clients have raised their credit scores
by 100 points* or more.
