Autovest LLC

Who is Autovest LLC?

Autovest LLC, also known as Autovest Financial Services, LLC, is a debt collection agency based in Southfield, Michigan. They are known for their specialization in recovering auto loan debt.

If Autovest is mentioned on your credit report as a collection account, this likely means you have an unpaid auto loan debt that has been transferred to them for collection.

Who does Autovest LLC collect for?

Autovest LLC is primarily dedicated to serving auto financing companies by managing their auto loan debt collections. This specialized focus differentiates them from more generalized debt collection agencies.

Is Autovest LLC legit or a scam?

Autovest LLC is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Autovest LLC from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Autovest LLC Contact Information

Address:

Autovest LLC
26261 Evergreen Rd, Suite 390
Southfield, MI 48076

Phone number: (800) 221-8160

Should I contact or pay Autovest LLC?

Before contacting a debt collector, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Autovest LLC is to work with a credit repair professional. They help remove millions of negative items every year from companies like Autovest on behalf of their clients.

Will Autovest LLC sue me or garnish my wages?

As a debt collection agency, Autovest LLC does have the legal ability to sue you for an unpaid debt. If they win the lawsuit, they could potentially obtain a court judgment against you. Depending on the laws in your state, this judgment could lead to wage garnishment, a lien against your property, or a levy on your bank account.

However, remember that initiating legal action is generally seen as a last resort for debt collection agencies. It’s a costly and time-consuming process. Before resorting to a lawsuit, they will typically attempt to resolve the debt through direct communication with you, offering settlement options or a repayment plan.

Autovest LLC Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Autovest LLC

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

• It is a violation of federal law for Autovest LLC to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
• Autovest LLC cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
• Autovest LLC must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
• Autovest LLC cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Autovest LLC From Your Credit Report Today!

Credit Saint can help you dispute Autovest LLC accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.