Baker, Govern & Baker

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Is Baker, Govern & Baker hurting your credit score?

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Who is Baker, Govern & Baker?

Baker, Govern & Baker, Inc. is a debt collection agency headquartered in Sunrise, Florida. This agency is involved in the recovery of overdue debts, which may result in their name appearing on your credit report as a collections account. Such an occurrence typically signifies that an outstanding debt hasn’t been paid as per the agreement with the original creditor.

Who does Baker, Govern & Baker collect for?

Baker, Govern & Baker primarily provides collection services for companies operating within the transportation sector. This involves handling delinquent accounts and attempting to recover funds on behalf of these companies. Their clients could range from logistics firms to public transportation entities or even companies within the automotive industry.

Is Baker, Govern & Baker legit or a scam?

Baker, Govern & Baker, Inc. is a legitimate company. Despite this, it’s worth noting that like many debt collectors, they may engage in persistent communication tactics, which could include frequent calls, texts, or emails, in an attempt to recover outstanding debts.

How can I remove Baker, Govern & Baker from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

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They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

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Baker, Govern & Baker, Inc. Contact Information

Addresses:

Baker, Govern & Baker, Inc.
7771 W Oakland Park Blvd Ste 150
Sunrise, FL 33351

Baker, Govern & Baker, Inc.
1883 W State Road 84 Ste 106
Fort Lauderdale, FL 33315-2232

Phone number: (954) 749-6944

Should I contact or pay Baker, Govern & Baker?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Baker, Govern & Baker is to work with a credit repair professional. They help remove millions of negative items every year from companies like Baker, Govern & Baker on behalf of their clients.

Will Baker, Govern & Baker sue me or garnish my wages?

As with any debt collection agency, Baker, Govern & Baker, Inc. is legally entitled to sue for an unpaid debt. If they win the lawsuit and receive a court judgment against you, it is possible they could garnish your wages depending on the laws in your state. However, this is often a last resort for debt collectors as it is a time-consuming and costly process.

Before any of this happens, you will be given notice and the opportunity to appear in court. If you’re being threatened with a lawsuit, it could be a good idea to consult with a lawyer to understand your rights and options.

Baker, Govern & Baker, Inc. Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Baker, Govern & Baker, Inc.

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for Baker, Govern & Baker to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • Baker, Govern & Baker cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • Baker, Govern & Baker must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • Baker, Govern & Baker cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Baker, Govern & Baker From Your Credit Report Today!

Credit Saint can help you dispute Baker, Govern & Baker accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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