Baker, Govern & Baker

Is Baker, Govern & Baker hurting your credit score?

Schedule a complimentary credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is Baker, Govern & Baker?

Baker, Govern & Baker, Inc. is a debt collection agency headquartered in Sunrise, Florida. This agency is involved in the recovery of overdue debts, which may result in their name appearing on your credit report as a collections account. Such an occurrence typically signifies that an outstanding debt hasn’t been paid as per the agreement with the original creditor.

Who does Baker, Govern & Baker collect for?

Baker, Govern & Baker primarily provides collection services for companies operating within the transportation sector. This involves handling delinquent accounts and attempting to recover funds on behalf of these companies. Their clients could range from logistics firms to public transportation entities or even companies within the automotive industry.

Is Baker, Govern & Baker legit or a scam?

Baker, Govern & Baker, Inc. is a legitimate company. Despite this, it’s worth noting that like many debt collectors, they may engage in persistent communication tactics, which could include frequent calls, texts, or emails, in an attempt to recover outstanding debts.

How can I remove Baker, Govern & Baker from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Some clients have raised their credit scores
by 100 points* or more.

[*] Results are not typical or guaranteed.

Lexington Law is a professional credit repair law firm that works with people who want to fix their credit.

In addition to collections, they can work with you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Baker, Govern & Baker, Inc. Contact Information

Addresses:

Baker, Govern & Baker, Inc.
7771 W Oakland Park Blvd Ste 150
Sunrise, FL 33351

Baker, Govern & Baker, Inc.
1883 W State Road 84 Ste 106
Fort Lauderdale, FL 33315-2232

Phone number: (954) 749-6944

Should I contact or pay Baker, Govern & Baker?

It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with Baker, Govern & Baker is to work with a credit repair professional. They help remove millions of negative items every year from companies like Baker, Govern & Baker on behalf of their clients.

Will Baker, Govern & Baker sue me or garnish my wages?

As with any debt collection agency, Baker, Govern & Baker, Inc. is legally entitled to sue for an unpaid debt. If they win the lawsuit and receive a court judgment against you, it is possible they could garnish your wages depending on the laws in your state. However, this is often a last resort for debt collectors as it is a time-consuming and costly process.

Before any of this happens, you will be given notice and the opportunity to appear in court. If you’re being threatened with a lawsuit, it could be a good idea to consult with a lawyer to understand your rights and options.

Baker, Govern & Baker, Inc. Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Baker, Govern & Baker, Inc.

Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Baker, Govern & Baker to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Baker, Govern & Baker may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Baker, Govern & Baker must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Baker, Govern & Baker cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Baker, Govern & Baker From Your Credit Report Today!

Lexington Law can assist you in disputing Baker, Govern & Baker accounts. With more than 18 years of experience, they achieved over 6 million removals for their clients in 2021 alone.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website for a free credit consultation to see what they can do for you.

Ready to Repair Your Credit?

Some clients have raised their credit scores
by 100 points* or more.

[*] Results are not typical or guaranteed.