Berks Credit & Collections


Is Berks Credit & Collections hurting your credit score?

Schedule a free consultation to learn how to eliminate inaccurate and questionable negative information from your credit report.

Who is Berks Credit & Collections?

Berks Credit & Collections, Inc. was a debt collection agency owned by AR Logix, Inc. who rebranded to Receivables Management Partners (RMP). The rebranded company, RMP, is headquartered in Indianapolis, Indiana, with additional locations in Lansing and Zeeland, Michigan; Des Plaines, Illinois; and Waco, Texas.

If you notice Berks Credit & Collections or RMP on your credit report as a collections account, it likely means you have an unpaid debt that they’ve been tasked with collecting.

Who does Berks Credit and Collections collect for?

Berks Credit and Collections specializes in collecting medical debt for hospitals and other healthcare providers. This means they worked closely with these institutions to collect outstanding payments from patients.

Is Berks Credit and Collections legit or a scam?

Berks Credit and Collections is a legitimate company. However, they may employ persistent tactics, such as repeated calls, texts, or emails to collect unpaid debts.

How can I remove Berks Credit and Collections from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Berks Credit & Collections, Inc./AR Logix Contact Information

Berks Credit and Collections Address:

Berks Credit and Collections
8085 Knue Rd
Indianapolis, IN 46250

AR Logix Address:

AR Logix
900 Corporate Drive
Reading, PA 19605

Phone number: (855) 831-3426

Should I contact or pay Berks Credit & Collections?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Berks Credit & Collections is to work with a credit repair professional. They help remove millions of negative items every year from companies like Berks Credit & Collections on behalf of their clients.

Will Berks Credit & Collections sue me or garnish my wages?

Berks Credit & Collections is legally entitled to sue for unpaid debts. If they win the lawsuit, they could potentially obtain a court order to garnish your wages or levy your bank account.

However, this step is often considered a last resort due to the costs and time involved in litigation. Factors such as the size of the debt, your state’s laws, and the likelihood of successful collection could influence whether they choose to sue.

Berks Credit & Collections, Inc. Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If Berks Credit & Collections is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Berks Credit & Collections, Inc.

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for Berks Credit & Collections to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • Berks Credit & Collections cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • Berks Credit & Collections must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • Berks Credit & Collections cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Berks Credit From Your Credit Report Today!

Credit Saint can help you dispute Berks Credit accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

Ready to Repair Your Credit?

Learn how to get help disputing errors on your credit report that could be hurting your credit score.

Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.