Capital Link Management

Who is Capital Link Management?

Capital Link Management, LLC is a debt collection agency located in Amherst, New York. They operate in the debt recovery industry, assisting businesses in retrieving owed funds from delinquent accounts.

If you’ve neglected or failed to settle a bill, you might find Capital Link Management appearing on your credit report as a collections account.

Who does Capital Link Management collect for?

Capital Link Management collects debts across various sectors. These include consumer debts, such as those from goods, services, or credit, and commercial debts from business-related transactions.

They also manage DDA-related matters, possibly involving overdraft fees and bounced checks. Furthermore, they deal with unpaid installment loans and recover debts from healthcare providers and telecom companies.

Is Capital Link Management legit or a scam?

Capital Link Management is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Capital Link Management from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years, regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Capital Link Management, LLC Contact Information

Address:

Capital Link Management, LLC
100 Corporate Pkwy Ste 106
Amherst, NY 14226

Phone number: (855) 797-6909

Should I contact or pay Capital Link Management?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Sometimes, credit reports contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock. As a result, it could harm your credit rather than improve it.

The most effective way to deal with Capital Link Management is to work with a credit repair professional. They help remove millions of negative items every year from companies like Capital Link Management on behalf of their clients.

Will Capital Link Management sue me or garnish my wages?

If you owe a debt to Capital Link Management and fail to make a payment, it’s theoretically possible that they could choose to sue you to recoup the debt. If they win a judgment against you in court, they may have the right to garnish your wages, depending on your state’s laws. However, this is usually a last resort for most debt collectors.

Capital Link Management, LLC Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Capital Link Management

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

• It is a violation of federal law for Capital Link Management to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
• Capital Link Management may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
• Capital Link Management must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
• Capital Link Management cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Capital Link Management From Your Credit Report Today!

Credit Saint can assist you in disputing Capital Link Management collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.