How to Remove Cash Store Collections From Your Credit Report

Is Cash Store Collections hurting your credit score?

Lexington Law Firm has successfully assisted millions of clients in removing inaccurate and questionable negative information from their credit reports.

Who is Cash Store?

Cash Store, aka Cottonwood Financial, is a lender specializing in cash advances, installment loans, and title loans. They have over 340 locations operating in Idaho, Illinois, Michigan, New Mexico, Texas, Utah, and Wisconsin.

You may see Cash Store or Cottonwood Financial listed on your credit report as a collections account. This can happen if you’ve become delinquent on a payday loan that you got through them.

How can I remove Cash Store Collections from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Lexington Law is a professional credit repair law firm that works with people who want to fix their credit.

In addition to collections, Lexington Law can work with you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Call Lexington Law now to learn more: (800) 220-0084

Cash Store / Cottonwood Financial Contact Information


Cash Store
1901 Gateway Dr
Irving, TX 75038

Phone number: (888) 950-2274

Should I contact or pay Cash Store Collections?

It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with Cash Store Collections is to work with a credit repair professional. They help remove millions of negative items every year from companies like Cash Store Collections on behalf of their clients.

And they may be able to help you too.

Will Cash Store sue me or garnish my wages?

It’s possible, but if you work with a law firm like Lexington Law, you have nothing to worry about. They aid you in disputing the collection account with credit bureaus, with the possibility of having it removed from your credit history. It’s also quite possible that you will never hear from or have to deal with Cash Store Collections again.

Call Lexington Law to learn how they can help you.

Cash Store Collections Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassing collection calls, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). Lexington Law knows that you have rights, and Cash Store Collections does too.

Remove Cash Store Collections From Your Credit Report Today!

Lexington Law can assist you in disputing Cash Store collections accounts. They have over 18 years of experience and their clients saw over 6 million removals on their clients in 2021 alone.

If you’re looking for a reputable company to assist you with inaccurate collection accounts and repair your credit, consider working with Lexington Law.

They have helped many people in your situation. Give them a call at (800) 220-0084 for a free credit consultation to see what they can do for you.