Cash Store Collections

Is Cash Store Collections hurting your credit score?

Lexington Law has helped millions of customers remove collections and other negative items from their credit reports. Let them help you too!

Who is Cash Store?

Cash Store aka Cottonwood Financial is a lender specializing in cash advances, installment loans, and title loans. They have over 340 locations operating in Idaho, Illinois, Michigan, New Mexico, Texas, Utah, and Wisconsin.

You may see Cash Store or Cottonwood Financial listed on your credit report as a collections account. This can happen if you’ve become delinquent on a payday loan that you got through them.

Removing Cash Store Collections from Your Credit Report

Collections can hurt your credit score and remain on your credit report for up to 7 years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to have a collection account removed from your credit report before 7 years.

(Debt collectors prefer that we didn’t tell you this, but it’s something you should know.)

Lexington Law is a credit repair company that helps people fix their credit.

In addition to collections, Lexington Law will help you challenge (and possibly remove) other inaccurate information from your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, judgments, tax liens, and bankruptcies.

Call Lexington Law now to learn more: (800) 220-0084

Cash Store / Cottonwood Financial Contact Information

Address:

Cash Store
1901 Gateway Dr
Irving, Texas 75038

Website: https://www.cashstore.com

Phone number: (888) 950-2274

Should I contact or pay Cash Store collections?

Nothing good can come from speaking to a collection agency on the phone. And making payments on the collection account will reset the clock. So instead of helping your credit, it could make it worse.

The best way to go about handling this is to work with a professional credit repair service. They have deleted millions of negative items from companies like Cash Store Collections for millions of clients nationwide.

And they can help you too.

Will Cash Store sue me or garnish my wages?

It’s possible, but if you work with a law firm like Lexington Law, you have nothing to worry about. They will help you dispute the collection account and possibly get it removed from your credit report. It’s also quite possible that you will never hear from or have to deal with Cash Store Collections again.

Call Lexington Law to learn how they can help you avoid lawsuits and remove negative items from your credit report that will significantly improve your credit scores.

Cash Store Collections Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassing collection calls, or failure to verify a debt. If you find yourself facing any of these situations with a debt collection agency, you should also consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). Lexington Law knows that you have rights, and Cash Store Collections does too.

Can Cash Store collection accounts be removed from my credit report?

Lexington Law specializes in disputing Cash Store collections accounts. They have over 28 years of experience and have removed over 7 million negative items for their clients in 2020 alone.

Get Your Collections Removed Today!

If you’re looking for a reputable company to help you with collection accounts and repair your credit, we HIGHLY recommend Lexington Law.

Call them at (800) 220-0084 for a free credit consultation. They have helped many people in your situation and have paralegals standing by waiting to take your call.