What Credit Score Is Needed for a Citi AAdvantage Card?

Credit Cards

Are you thinking of applying for any of the following American Airlines credit cards from Citi?

  • Citi AAdvantage Platinum Select World Elite Mastercard
  • Citi AAdvantage Executive Mastercard
  • American Airlines AAdvantage MileUp Card
  • CitiBusiness AAdvantage Platinum Select Mastercard

If so, the minimum recommended credit score for these credit cards is 700.

Citi Advantage Card

What else do I need to qualify for an American Airlines credit card from Citi?

When applying for a credit card, your credit score is a crucial element in the approval process. However, it’s not the only factor that Citi takes into account when evaluating your application.

Other factors such as income, debt-to-income ratio, and negative items on your credit report can also play a role. Keep in mind, there’s no guarantee of approval, even with a high credit score.

How to Increase Your Chances of Getting Approved for a Citi AAdvantage Card

Getting approved for a credit card requires a little planning. Most credit card offers require very good credit. So, when applying for new credit, it’s essential to know your credit scores and what’s on your credit reports.

Credit card issuers want to see a strong credit history, steady income, and low credit utilization. If you’re using too much of your existing revolving credit, it’s a sign that you may not pay them back.

You’ll also want to make sure you haven’t applied for too much credit in the recent past. Having too many credit inquiries can lessen your chances of getting approved.

Need help improving your credit score?

One of the best ways to improve your credit scores is by removing negative items from your credit report. Lexington Law can help you dispute (and possibly remove) the following items:

  • late payments
  • collections
  • charge offs
  • foreclosures
  • repossessions
  • bankruptcies

They have over 18 years of experience and their clients saw over 6 million removals on their clients in 2021 alone. So if you’re struggling with bad credit and want to increase the likelihood of getting approved for new credit, give them a call at (800) 220-0084 for a free credit consultation.

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