Collection Resources, Inc


Is Collection Resources, Inc hurting your credit score?

Schedule a free credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is Collection Resources, Inc?

Collection Resources, Inc. is a debt collection agency based in Las Cruces, New Mexico. Their primary role is to collect debts on behalf of other entities.

If you see Collection Resources, Inc. listed on your credit report, it typically means they have been assigned or have purchased a debt that you allegedly owe. This usually happens when a bill or debt has been defaulted on, and the original creditor has transferred or sold the debt to a collection agency to recover the funds.

Who does Collection Resources, Inc collect for?

Collection Resources, Inc. specializes in the recovery of past-due debts for original creditors across a variety of sectors. These can include credit card companies, banks, utility companies, healthcare providers, and other businesses that provide goods or services on credit.

Is Collection Resources, Inc legit or a scam?

Collection Resources, Inc is a legitimate company. However, it’s worth noting that they may employ persistent communication methods such as repeated phone calls, texts, or emails, which can be seen as intrusive or even spam-like.

How can I remove Collection Resources, Inc from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Collection Resources, Inc Contact Information


650 Montana Ave, Ste J
Las Cruces, NM 88001

Phone number: (602) 526-9056

Should I contact or pay Collection Resources, Inc?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Sometimes, credit reports contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock. As a result, it could harm your credit rather than improve it.

The most effective way to deal with Collection Resources, Inc is to work with a credit repair professional. They help remove millions of negative items every year from companies like Collection Resources, Inc on behalf of their clients.

Will Collection Resources, Inc sue me or garnish my wages?

While it is possible for debt collection agencies like Collection Resources, Inc. to sue for unpaid debts, it is not their primary course of action. Lawsuits are generally considered a last resort due to the associated costs and time involved. However, if Collection Resources, Inc. does decide to pursue legal action and obtains a judgment against you, they may have the ability to garnish your wages depending on the laws of your state.

Collection Resources, Inc Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Collection Resources, Inc

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Collection Resources, Inc to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Collection Resources, Inc may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Collection Resources, Inc must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Collection Resources, Inc cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Collection Resources, Inc From Your Credit Report Today!

Credit Saint can assist you in disputing Collection Resources, Inc collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.