Credit Bureau Systems

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Is Credit Bureau Systems hurting your credit score?

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Who is Credit Bureau Systems?

Credit Bureau Systems (CBS) is an established debt collection agency that has operations in both Kentucky and Tennessee. The company is known for its work within the debt collection industry.

If you have an unpaid bill that has been forwarded to CBS, their name might appear on your credit report under the collections section.

Who does Credit Bureau Systems collect for?

Credit Bureau Systems operates primarily within the healthcare sector, providing third-party medical collections and managing revenue cycles for healthcare providers.

Is Credit Bureau Systems legit or a scam?

Credit Bureau Systems, Inc. is a legitimate debt collection company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Credit Bureau Systems from my credit report?

Credit Bureau Systems collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Credit Bureau Systems, Inc. (CBS) Contact Information

Address:

Credit Bureau Systems, Inc.
100 Fulton Ct
Paducah, KY 42001

Phone number: (800) 455-7726

Should I contact or pay Credit Bureau Systems?

It’s best to avoid speaking to a debt collector on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the debt, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with Credit Bureau Systems is to work with a credit repair professional. They help remove millions of negative items every year from companies like Credit Bureau Systems on behalf of their clients.

Will Credit Bureau Systems sue me or garnish my wages?

If you have unpaid debts, Credit Bureau Systems could potentially sue you for the debt owed. If they win a lawsuit against you, they might have the ability to garnish your wages or levy your bank account depending on your state’s laws. However, it’s often more common for debt collectors to try to work out a repayment plan with you first, as lawsuits can be expensive and time-consuming.

Credit Bureau Systems, Inc. Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Credit Bureau Systems, Inc.

Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a collection agency from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Credit Bureau Systems, Inc. to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Credit Bureau Systems may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Credit Bureau Systems must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Credit Bureau Systems cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Credit Bureau Systems From Your Credit Report Today!

Credit Saint can assist you in disputing Credit Bureau Systems collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

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