Credit Collections Bureau

Is Credit Collections Bureau hurting your credit score?

Schedule a complimentary credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is Credit Collections Bureau?

Credit Collections Bureau (CCB) is a regional debt collection agency, primarily operating in the areas of Minnesota, North Dakota, and South Dakota. They are in the business of recovering debts on behalf of their clients.

If you see CCB listed on your credit report, it indicates that they are attempting to collect a debt you owe. This is typically the result of an unpaid bill that has been handed over to them by the original creditor for collection.

Who does Credit Collections Bureau collect for?

CCB works with a variety of different businesses and organizations to help them recover unpaid debts. Their clients span multiple industries, including healthcare providers such as hospitals and clinics, financial institutions like banks and credit unions, and telecommunications companies.

Is Credit Collections Bureau legit or a scam?

Despite the numerous calls, texts, or emails you may receive from them, Credit Collections Bureau is a legitimate company. They are legally entitled to contact debtors regarding their unpaid debts.

How can I remove Credit Collections Bureau from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Some clients have raised their credit scores
by 100 points* or more.

[*] Results are not typical or guaranteed.

Lexington Law is a professional credit repair law firm that works with people who want to fix their credit.

In addition to collections, they can work with you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Credit Collections Bureau (CCB) Contact Information


Credit Collections Bureau
410 Sheridan Lake Rd
Rapid City, SD 57702

Phone number:

Bismarck, ND – (877) 250-7147
Rapid City, SD – (800) 662-9511
Sioux Falls, SD – (866) 607-5322
Fargo, ND – (855) 894-7581
Shakopee, MN – (877) 314-2634

Should I contact or pay Credit Collections Bureau?

It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with Credit Collections Bureau is to work with a credit repair professional. They help remove millions of negative items every year from companies like Credit Collections Bureau on behalf of their clients.

Will Credit Collections Bureau sue me or garnish my wages?

Credit Collections Bureau (CCB), like any other debt collection agency, has the right to sue you for non-payment of a legitimate debt. If they choose to take this route and they win the case, they may obtain a court order to garnish your wages, depending on the laws in your state.

However, it’s essential to understand that lawsuits are often a last resort for collection agencies. Typically, they would prefer to work out a payment plan or settle the debt with you directly, avoiding the time and expense of a court proceeding.

Credit Collections Bureau Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Credit Collections Bureau

Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Credit Collections Bureau to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Credit Collections Bureau may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Credit Collections Bureau must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Credit Collections Bureau cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Credit Collections Bureau From Your Credit Report Today!

Lexington Law can assist you in disputing Credit Collections Bureau collection accounts. With more than 18 years of experience, they achieved over 6 million removals for their clients in 2021 alone.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website for a free credit consultation to see what they can do for you.

Ready to Repair Your Credit?

Some clients have raised their credit scores
by 100 points* or more.

[*] Results are not typical or guaranteed.