Credit Service International


Is Credit Service International hurting your credit score?

Schedule a free consultation to learn how to eliminate inaccurate and questionable negative information from your credit report.

Who is Credit Service International?

Credit Service International (CSI) is a debt collection agency that maintains its headquarters in Hudson, Wisconsin, and operates through nine other locations across the United States. The agency specializes in the recovery of debts on behalf of various creditors.

If Credit Service International appears on your credit report as a collections account, this likely signifies that you have an outstanding unpaid debt.

Who does Credit Service International collect for?

Credit Service International offers its collection services to a wide range of clients across diverse industries. This includes auto dealerships, banks, chiropractic offices, dental practices, finance companies, hospitals, various medical practices, and real estate property management companies, among others.

Is Credit Service International legit or a scam?

Credit Service International is a legitimate collection agency. They are authorized to collect unpaid debts on behalf of their clients. Nevertheless, it is important for consumers to exercise caution and verify any debts that CSI alleges are owed before making any payments.

How can I remove Credit Service International from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Credit Service International (CSI) Contact Information


Credit Service International Corporation
512 2nd Street, Suite 6
Hudson, WI 54016

Phone number: (800) 584-9407 or (715) 386-0424

Should I contact or pay Credit Service International?

Before contacting a debt collector, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Credit Service International is to work with a credit repair professional. They help remove millions of negative items every year from companies like Credit Service International on behalf of their clients.

Will Credit Service International sue me or garnish my wages?

Credit Service International (CSI), like any debt collection agency, has the authority to take legal action to collect outstanding debts, which could include filing a lawsuit against you. If they win the case and obtain a court judgment, they might be able to garnish your wages, levy your bank account, or even place a lien on your property, subject to the specific laws of your state.

However, these measures are generally a last resort for collection agencies. Prior to reaching this stage, you usually have the opportunity to negotiate a settlement or payment plan. If you dispute the validity of the debt, you are entitled to challenge it.

Credit Service International Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Credit Service International

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for Credit Service International to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • Credit Service International cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • Credit Service International must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • Credit Service International cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Credit Service International From Your Credit Report Today!

Credit Saint can help you dispute CSI collection accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

Ready to Repair Your Credit?

Learn how to get help disputing errors on your credit report that could be hurting your credit score.

Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.