Delivery Financial Services

Who is Delivery Financial Services?

Delivery Financial Services, LLC (DFS) is a debt collection agency based in Phoenix, Arizona.

If Delivery Financial Services is appearing on your credit report, it is likely because you have an outstanding debt that was either originated or has been sold to them. This usually happens when you have an unpaid bill.

Who does Delivery Financial Services collect for?

Delivery Financial Services primarily serves the commercial, credit card, healthcare, and utility sectors. They work with original creditors in these industries to recover debts owed by individuals or businesses. The types of debt they handle can include everything from overdue credit card bills and medical fees to unpaid utility bills.

Is Delivery Financial Services legit or a scam?

Delivery Financial Services is a legitimate company. However, they may contact you repeatedly via calls, texts, or emails in an attempt to collect the owed amounts. While these practices can be intrusive and cause stress, they are generally within the bounds of the law.

How can I remove Delivery Financial Services from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Delivery Financial Services Contact Information

Address:

Delivery Financial Services
3710 W Greenway Rd Ste 131
Phoenix, AZ 85053

Phone number: (480) 348-1146 or (877) 348-1146 ext. 206

Should I contact or pay Delivery Financial Services?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Delivery Financial Services is to work with a credit repair professional. They help remove millions of negative items every year from companies like Delivery Financial Services on behalf of their clients.

Will Delivery Financial Services sue me or garnish my wages?

Delivery Financial Services can potentially sue you for unpaid debt. If they win, they may get a court order to garnish your wages. However, whether they sue can depend on factors like debt size, cost of litigation, and the statute of limitations, which can vary from state to state.

Delivery Financial Services Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with Delivery Financial Services, you should also consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Delivery Financial Services

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

• It is a violation of federal law for Delivery Financial Services to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
• Delivery Financial Services cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
• Delivery Financial Services must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
• Delivery Financial Services cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Delivery Financial Services From Your Credit Report Today!

Credit Saint can help you dispute Delivery Financial Services collection accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.