Delivery Financial Services

Is Delivery Financial Services hurting your credit score?

Schedule a complimentary credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is Delivery Financial Services?

Delivery Financial Services, LLC (DFS) is a debt collection agency based in Phoenix, Arizona.

If Delivery Financial Services is appearing on your credit report, it is likely because you have an outstanding debt that was either originated or has been sold to them. This usually happens when you have an unpaid bill.

Who does Delivery Financial Services collect for?

Delivery Financial Services primarily serves the commercial, credit card, healthcare, and utility sectors. They work with original creditors in these industries to recover debts owed by individuals or businesses. The types of debt they handle can include everything from overdue credit card bills and medical fees to unpaid utility bills.

Is Delivery Financial Services legit or a scam?

Delivery Financial Services is a legitimate company. However, they may contact you repeatedly via calls, texts, or emails in an attempt to collect the owed amounts. While these practices can be intrusive and cause stress, they are generally within the bounds of the law.

How can I remove Delivery Financial Services from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Some clients have raised their credit scores
by 100 points* or more.

[*] Results are not typical or guaranteed.

Lexington Law is a professional credit repair law firm that works with people who want to fix their credit.

In addition to collections, they can work with you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Delivery Financial Services Contact Information


Delivery Financial Services
3710 W Greenway Rd Ste 131
Phoenix, AZ 85053

Phone number: (480) 348-1146 or (877) 348-1146 ext. 206

Should I contact or pay Delivery Financial Services?

It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with Delivery Financial Services is to work with a credit repair professional. They help remove millions of negative items every year from companies like Delivery Financial Services on behalf of their clients.

Will Delivery Financial Services sue me or garnish my wages?

Delivery Financial Services can potentially sue you for unpaid debt. If they win, they may get a court order to garnish your wages. However, whether they sue can depend on factors like debt size, cost of litigation, and the statute of limitations, which can vary from state to state.

Delivery Financial Services Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with Delivery Financial Services, you should also consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Delivery Financial Services

Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Delivery Financial Services to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Delivery Financial Services may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Delivery Financial Services must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Delivery Financial Services cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Delivery Financial Services From Your Credit Report Today!

Lexington Law can assist you in disputing Delivery Financial Services collection accounts. With more than 18 years of experience, they achieved over 6 million removals for their clients in 2021 alone.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website for a free credit consultation to see what they can do for you.

Ready to Repair Your Credit?

Some clients have raised their credit scores
by 100 points* or more.

[*] Results are not typical or guaranteed.