Diversified Recovery Bureau

Who is Diversified Recovery Bureau?

Diversified Recovery Bureau, LLC is a third-party collection agency located in West Seneca, New York. Clients hire them to pursue overdue debts on their behalf.

If you notice Diversified Recovery Bureau on your credit report, it’s likely you have an outstanding debt that has been transferred to this agency for collection.

Who does Diversified Recovery Bureau collect for?

Diversified Recovery Bureau collects debts on behalf of a wide range of clients. These clients could be from various sectors including healthcare, education, financial services, and utilities.

Is Diversified Recovery Bureau legit or a scam?

Diversified Recovery Bureau, LLC is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it is always essential to validate any debts they claim you owe. before making any payments.

How can I remove Diversified Recovery Bureau from my credit report?

Diversified Recovery Bureau, LLC collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Diversified Recovery Bureau, LLC Contact Information

Address:

Diversified Recovery Bureau, LLC
40 Gardenville Pkwy W Ste #201
West Seneca, NY 14224

Mailing address:

Diversified Recovery Bureau, LLC
PO Box 28
West Seneca, NY 14224

Phone number: (888) 612-3634

Should I contact or pay Diversified Recovery Bureau, LLC?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Sometimes, credit reports contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock. As a result, it could harm your credit rather than improve it.

The most effective way to deal with Diversified Recovery Bureau is to work with a credit repair professional. They help remove millions of negative items every year from companies like Diversified Recovery Bureau on behalf of their clients.

Will Diversified Recovery Bureau sue me or garnish my wages?

Diversified Recovery Bureau has the legal right to sue you for an unpaid debt, but this is typically a last resort. If they successfully obtain a judgment against you in court, they may then be able to garnish your wages or levy your bank accounts, depending on the laws of your state.

However, it’s important to remember that the decision to sue or garnish wages varies from case to case and often depends on the amount of the debt, the likelihood of collection, and the specific policies of the collection agency.

Diversified Recovery Bureau, LLC Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Diversified Recovery Bureau, LLC

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

• It is a violation of federal law for Diversified Recovery Bureau, LLC to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
• Diversified Recovery Bureau may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
• Diversified Recovery Bureau must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
• Diversified Recovery Bureau cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Diversified Recovery Bureau From Your Credit Report Today!

Credit Saint can assist you in disputing Diversified Recovery Bureau accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.