Eastpoint Recovery Group


Is Eastpoint Recovery Group hurting your credit score?

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Who is Eastpoint Recovery Group?

Eastpoint Recovery Group, Inc. is a debt collection agency located in Buffalo, New York. They assist businesses in recouping outstanding debts.

If you have an unpaid bill, you may see Eastpoint listed on your credit report as a collections account.

Who does Eastpoint Recovery Group collect for?

Eastpoint Recovery Group serves a wide range of clients and primarily focuses on recovering past-due debts on behalf of original creditors. These creditors may span various sectors, including credit card companies, healthcare providers, utilities, retail businesses, and financial institutions.

Is Eastpoint Recovery Group legit or a scam?

Eastpoint Recovery Group is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Eastpoint Recovery Group from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

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Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

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Eastpoint Recovery Group, Inc. Contact Information


Eastpoint Recovery Group, Inc.
1738 Elmwood Ave, Ste 104
Buffalo, NY 14207-2465

Phone number: (800) 459-2417

Should I contact or pay Eastpoint Recovery Group?

It’s best to avoid speaking to a debt collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it.

The most effective way to deal with a collection agency is to work with a credit repair professional. They help remove millions of negative items every year from companies like Eastpoint Recovery Group, Inc. on behalf of their clients.

Will Eastpoint Recovery Group sue me or garnish my wages?

Eastpoint Recovery Group can indeed sue for outstanding debts. If they win the lawsuit and a court judgement is issued in their favor, they may have the authority to garnish your wages as a means of collecting the owed debt. It’s important to note, though, that these measures are often considered a last resort in the debt collection process.

Eastpoint Recovery Group, Inc. Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Eastpoint Recovery Group, Inc.

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for Eastpoint Recovery Group to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • Eastpoint Recovery Group cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • Eastpoint Recovery Group must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • Eastpoint Recovery Group cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Eastpoint Recovery Group From Your Credit Report Today!

Credit Saint can help you dispute Eastpoint Recovery Group collection accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.