Eastpoint Recovery Group

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Who is Eastpoint Recovery Group?

Eastpoint Recovery Group, Inc. is a debt collection agency located in Buffalo, New York. They assist businesses in recouping outstanding debts.

If you have an unpaid bill, you may see Eastpoint listed on your credit report as a collections account.

Who does Eastpoint Recovery Group collect for?

Eastpoint Recovery Group serves a wide range of clients and primarily focuses on recovering past-due debts on behalf of original creditors. These creditors may span various sectors, including credit card companies, healthcare providers, utilities, retail businesses, and financial institutions.

Is Eastpoint Recovery Group legit or a scam?

Eastpoint Recovery Group is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Eastpoint Recovery Group from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

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Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Eastpoint Recovery Group, Inc. Contact Information

Address:

Eastpoint Recovery Group, Inc.
1738 Elmwood Ave, Ste 104
Buffalo, NY 14207-2465

Phone number: (800) 459-2417

Should I contact or pay Eastpoint Recovery Group?

It’s best to avoid speaking to a debt collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it.

The most effective way to deal with a collection agency is to work with a credit repair professional. They help remove millions of negative items every year from companies like Eastpoint Recovery Group, Inc. on behalf of their clients.

Will Eastpoint Recovery Group sue me or garnish my wages?

Eastpoint Recovery Group can indeed sue for outstanding debts. If they win the lawsuit and a court judgement is issued in their favor, they may have the authority to garnish your wages as a means of collecting the owed debt. It’s important to note, though, that these measures are often considered a last resort in the debt collection process.

Eastpoint Recovery Group, Inc. Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Eastpoint Recovery Group, Inc.

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Eastpoint Recovery Group to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Eastpoint Recovery Group may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Eastpoint Recovery Group must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Eastpoint Recovery Group cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Eastpoint Recovery Group From Your Credit Report Today!

Credit Saint can assist you in disputing Eastpoint Recovery Group collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

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