First Financial Asset Management


Is First Financial Asset Management hurting your credit score?

Schedule a free consultation to learn how to eliminate inaccurate and questionable negative information from your credit report.

Who is First Financial Asset Management?

First Financial Asset Management, Inc. (FFAM) is a debt collection agency based in Peachtree Corners, Georgia. They are involved in recovering unpaid bills from consumers on behalf of businesses.

If you have an unpaid bill that has been sold or transferred to FFAM, you might see them listed as “FST FIN MGMT” on your credit report as a collections account.

Who does First Financial Asset Management collect for?

First Financial Asset Management collects debts across various sectors including, but not limited to, healthcare, military, subrogation, and legal recovery sectors. They also manage accounts related to bankruptcies and deceased/probate situations.

Is First Financial Asset Management legit or a scam?

First Financial Asset Management is a legitimate company. They are registered and authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove First Financial Asset Management from my credit report?

First Financial Asset Management collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

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They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

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First Financial Asset Management, Inc. Contact Information


First Financial Asset Management, Inc.
3091 Governors Lake Drive Suite 500
Peachtree Corners, GA 30071

Phone number: (800) 542-8714

Should I contact or pay First Financial Asset Management, Inc.?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with First Financial Asset Management is to work with a credit repair professional. They help remove millions of negative items every year from companies like First Financial Asset Management on behalf of their clients.

Will First Financial Asset Management, Inc. sue me or garnish my wages?

First Financial Asset Management, Inc. (FFAM) has the legal right to sue you if you owe a debt and they are unable to reach a resolution with you. If they win a lawsuit and obtain a judgment against you, they may be able to garnish your wages or take other legal actions to collect the debt. However, this depends on the laws in your jurisdiction.

First Financial Asset Management, Inc. Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with First Financial Asset Management, Inc.

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for First Financial Asset Management to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • First Financial Asset Management, Inc. cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • First Financial Asset Management must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • First Financial Asset Management cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove FFAM Collections From Your Credit Report Today!

Credit Saint can help you dispute FFAM collection accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.