First Financial Asset Management

Who is First Financial Asset Management?

First Financial Asset Management, Inc. (FFAM) is a debt collection agency based in Peachtree Corners, Georgia. They are involved in recovering unpaid bills from consumers on behalf of businesses.

If you have an unpaid bill that has been sold or transferred to FFAM, you might see them listed as “FST FIN MGMT” on your credit report as a collections account.

Who does First Financial Asset Management collect for?

First Financial Asset Management collects debts across various sectors including, but not limited to, healthcare, military, subrogation, and legal recovery sectors. They also manage accounts related to bankruptcies and deceased/probate situations.

Is First Financial Asset Management legit or a scam?

First Financial Asset Management is a legitimate company. They are registered and authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove First Financial Asset Management from my credit report?

First Financial Asset Management collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

First Financial Asset Management, Inc. Contact Information

Address:

First Financial Asset Management, Inc.
3091 Governors Lake Drive Suite 500
Peachtree Corners, GA 30071

Phone number: (800) 542-8714

Should I contact or pay First Financial Asset Management, Inc.?

It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with First Financial Asset Management is to work with a credit repair professional. They help remove millions of negative items every year from companies like First Financial Asset Management on behalf of their clients.

Will First Financial Asset Management, Inc. sue me or garnish my wages?

First Financial Asset Management, Inc. (FFAM) has the legal right to sue you if you owe a debt and they are unable to reach a resolution with you. If they win a lawsuit and obtain a judgment against you, they may be able to garnish your wages or take other legal actions to collect the debt. However, this depends on the laws in your jurisdiction.

First Financial Asset Management, Inc. Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with First Financial Asset Management, Inc.

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

• It is a violation of federal law for First Financial Asset Management to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
• First Financial Asset Management, Inc. may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
• First Financial Asset Management must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
• First Financial Asset Management cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove FFAM Collections From Your Credit Report Today!

Credit Saint can assist you in disputing FFAM collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.